Employment Practice Liability Insurance or EPLI for short is a form of management liability coverage intended to protect a company and its decision-makers from claims which arise from employees and third parties alleging wrongful employment acts. Commonly these wrongful employment acts are wrongful termination, discrimination, harassment, hostile work environment, failure to hire, failure to promote, … Read More
E&O Insurance– The Definition of Professional Services E&O or errors and omissions insurance, also known as professional liability, and in the medical world as malpractice insurance, is another one of those insurance policies that are not standardized and require a level of expertise to understand and interpret. The E&O policy is intended to … Read More
The Conduct Exclusion in D&O and E&O Policies. Today we’re going to look at the conduct or misconduct exclusion found in every D&O Director and Officers Liability and E&O – Errors and Omissions Liability Insurance policies. To start with, I’ve said many times that no two D&O or E&O policies are alike. Both are what we … Read More
Colonial Pipeline Cyber Risk: How a cyber attack can go from bad to worse. Well, that didn’t take long. The cyber-attack that hit Colonial Pipeline has now resulted in a class-action lawsuit filed in the U.S. District Court for the Northern District of Georgia about 10 days after the ransomware attack first hit Colonial. This post is not intended to … Read More
Workers compensation, or workman’s compensation or workers comp, protects a business from claims that arise from employees who are injured in on-the-job accidents or become ill from work-related causes. There are four major headings or categories of what workers comp covers: Medical Expenses Workers comp will pay for the medical-related bills for work-related injuries and … Read More
Handling your D&O policy in an M&A Transaction – Addressing Change in Control Provisions Executive Summary: In this article, we explore the insurance issues a company’s decision-makers face when it comes to mergers and acquisitions with specific conversations around the D&O policy’s change in control provision. What it is, how to handle it, and how … Read More
In my last video, I introduced this multi-part video series focused on the common errors, mistakes, and failures I have documented in the coverage programs we have reviewed in the past for prospective clients. Last time we discussed missing named insureds and today we’re going to talk about missing locations. Having all your locations properly … Read More
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