Best Insurance Brokerage & Risk Management Firm in New City, NY


Our Story

The Coyle Group is a boutique insurance brokerage and risk management solutions firm focused solely on the business marketplace. Founded as Coyle & Coyle in 1929 by brothers Harry & Jack Coyle in a small office in New City, NY the firm was originally a real estate and insurance brokerage serving the still very rural Rockland County. READ MORE
A few years after its founding the brothers moved to larger offices in a building they purchased at 30 South Main Street, New City, which continues to be our office today.  By the time the Tappan Zee Bridge was completed both the insurance and real estate businesses were flourishing and the second generation of Coyles; F. Gordon & John W. Coyle, entered the firm. In 1982, our current president – Gordon B. Coyle joined the firm after college.  Shortly thereafter we exited the real estate business, John W. retired followed a few years later with the retirement of F. Gordon Coyle. Through the years the firm engaged in a number of mergers, acquisitions, and joint ventures to facilitate expansion and growth. Around 2010 the firm began to spin off certain operations and lines of business so we could exclusively focus on business insurance to capitalize on the Strategic Risk Process we were building.  Today, we are exclusively focused on commercial property casualty insurance and creative risk solutions for business owners in the greater New York City Metro area and beyond. So what’s your story?
Our Story

The Coyle Difference

The Coyle Difference turns the traditional buying process on its head. We don’t play by the flawed rules of shopping the market for the lowest price which most brokers subscribe to. Instead we focus on the risks and challenges you face; the proverbial wicked things that keep you up at night, and how we can work to resolve those issues with the right insurance products and risk management services to control risk. Our goal is long term cost reduction, better protection, and improved productivity. READ MORE
A unique thing about our process is that gives you the opportunity to take us for a test drive without upsetting existing broker or insurance carrier relationships. That way we can demonstrate our expertise and you can make a decision based on rational, analytical facts. Because we typically work outside of the traditional 90 day quote/renewal window, you’re not rushed into a decision based only on the bottom line price.
The Coyle Group
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Why we do what we do

Most business owners have much of their net worth invested in their businesses. The lowest price sales process deployed by most brokers puts the client, their livelihood, their net worth, and their futures at risk. We take this responsibility very seriously, and frankly the commoditization of business insurance really pissed us off, so we vowed to change that. It became our WHY, our reason for creating a unique process which does more than shop the marketplace for price. READ MORE
The over commoditization and complacent attitude of the typical insurance agent and the potential downside impact it has on a client is just too much for us to ignore. We needed to do something about that, and this is how we created Strategic Risk Process. At the end of the day it’s the right mix of insurance protection, but also risk management strategies and services tailored to each client’s needs to control, reduce, mitigate and manage those pesky risks we all lose sleep over. Simon Sinek, in his notable TED Talk explains the importance of understanding every business’s WHY. It is the WHY that explains how a business is different and how it delivers on its mission. For us, discovering our WHY helped us to define our difference. Why we wanted to be different from the competition and what it means for our clients. Our process is based on expertise and resources that most Fortune 500 firms receive, but don’t make their way to the middle market.
Simon Sinek
For us, it’s back to the fundamentals of relationship building, understanding needs, and honest conversations about how to achieve the best outcomes. Not too long ago insurance agents were expert advisors to business owners. We helped identify challenges and business risks, then created solutions tailored to client needs. But then something happened. The insurance business became tremendously commoditized. Business owners and insurance brokers through alike that the most important issue was the price, so sales training for agents focuses on how to manipulate you – the decision maker to look at just the bottom line and not the whole program. In fact, if you’re online researching insurance, you’ve likely seen “click here for a quick quote” or “free quote” buttons, or similar. This is the mantra of our industry – quick, one size fits all quotes with a minimal amount of conversation, thinking or understanding. To us, that’s dangerous and foolish. Your net worth is on the line, that’s why you won’t find a quick quote button on our site. Instead, let’s schedule a call and see if we’re a right fit for you and your situation.

The Coyle Group 360 Solution

The Coyle Group's 360-Solution was born from the idea that certain niches were underserved in the insurance marketplace. We see an opportunity in these niches to leverage our expertise, our resources, and our technology capabilities to maximize outcomes for clients. 360 describes our broader and more encompassing view of risk and insurance than most brokers take when it comes to commercial insurance. You can pretty much buy business insurance anywhere from any broker. But expertise? That's another matter altogether. Resources to control risk? Very uncommon. Technology to help accelerate the policy acquisition and renewal process? Limited. Most brokers today are still operating in the dark ages. Our current 360 offering is shown below and expanding. Have an idea for a particular industry vertical or niche? We'd love to hear from you.

Click on any of the niche solutions below

The Coyle Group


A solution for midmarket firms focused on workers compensation. Workers compensation is often viewed as a simple rate times payroll premium calculation by most brokers. The truth is that it's a multi-faceted ecosystem. Get one part wrong and you're paying the price today or worse for years to come. A subsection of CompControl360 is our unique audit process for firms insured on a large deductible program where we have found endemic abuse and overcharges costing mid-market firms hundreds of thousands of dollars. Our contingency based process audits your program on a 5 to 1 ROI. If we find no savings, there's no cost to you.

Few mid-market firms understand that the price they pay for insurance or their Total Cost of Risk hinges on their risk-score. RiskScore-360 is our propriety tool to help you take the right steps to improve your risk score so you can reduce your Total Cost of Risk.


Focuses on startup and early stage hedge fund managers who often find it difficult to obtain the coverage they need to get up and running. Technology helps accelerate the intake process, and our market access and expertise help get the deal done quickly and easily.


Coming soon will focus on the unique risk issues and needs of Venture Capital firms.


CyberRisk-360 focuses on what is potentially the greatest threat to businesses of all sizes today; cyber risk. This dynamic risk requires more than just a policy to stay ahead of a ever-changing threat.


Coming soon, is our focus on Private Equity firms, their portfolio companies and the unique insurance and risk issues they face from diligence to exit.


Coming soon will be our focus niche on the growing tech field in New York. From app developers to life science firms, this niche requires extreme expertise to understand the unique issues of errors & omissions, IP cover, and more.

Who We Work With

The Coyle Group works across a broad spectrum of industry verticals with both private and public companies. Whether you’re a fast growing local company or a mid-sized regional firm, we’ve got the tools, expertise and resources to help protect and grow your enterprise.



Commercial Property Insurance New York

Commercial property insurance in New York can be the insuring of any of the following: Commercial buildings such as office buildings, strip malls, warehouses, and industrial buildings; Multi-residential buildings such as condo and coop complexes, and apartment buildings, The business contents or business personal property found in those buildings, such as furniture, fixtures, inventory, materials […]

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Claims & Billing Phone Numbers

Below are the claims and billing phone numbers for each of the insurance companies we represent. If you would like to discuss your current billing situation with a company representative regarding the effects of the Coronavirus, it’s best to reach out to them directly to expedite the handling.  Have either your billing account number or […]

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Coronavirus Relief Laws

Coronavirus / Covid-19 Relief Laws as of March 23, 2020 This link goes to our HR Compliance Bulletin with New Coronavirus Relief Laws on a Federal Level. – Coronavirus in the Workplace – Compliance Considerations for Employers 03202020 This outside link goes to a resource outlining Covid-19 benefit laws in New York: The Federal […]

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