Employment Practice Insurance – What Does it Cost?

Costs of EPLI or Employment Practice Liability Insurance Hi, I’m Gordon Coyle and in this video and post, we’re going to look at the costs of EPLI or Employment Practice Liability Insurance – how premiums are determined, what you can do about costs, what’s covered, and how you can get this important form of insurance. … Read More

Employment Practice Insurance (EPLI) Trends 2021

Employment Practice Insurance (EPLI) Trends 2021 Employment Practice Liability Insurance or EPLI as it’s commonly known is a unique form of commercial insurance which covers employers for claims which can arise from wrongful employment acts such as discrimination, harassment, wrongful termination, and more.  Even if an employer does everything by the book, and you have … Read More

Is PEO’s EPLI Coverage Enough?

Is Your PEO EPLI Coverage sufficient or enough?   A lot of startups and even established firms are enrolled in or will enroll in a PEO a Professional Employer Organization.  In very simple terms, the PEO is a “co-employer” or administrative employer along with the owner of the firm who is known as the worksite … Read More

What is EPLI or Employment Practice Liability Insurance?

What is EPLI or Employment Practice Liability Insurance? Employment Practice Liability Insurance or EPLI for short is a form of management liability coverage intended to protect a company and its decision-makers from claims which arise from employees and third parties alleging wrongful employment acts.  Commonly these wrongful employment acts are wrongful termination, discrimination, harassment, hostile … Read More

D&O Insurance Explained

D&O Insurance Explained Directors and officers liability insurance, often called D&O insurance is a form of management liability insurance and in the small and medium-sized business market, is regularly packaged with two other management liability forms into a single policy to form a management liability portfolio policy.  Those two other forms of coverage are employment … Read More

What is EPLI Insurance?

What is EPLI or Employment Practice Liability Insurance?     EPLI insurance covers a business against claims which arise from employees and third parties alleging that their rights have been violated. The common allegations which lead to claims include Sexual harassment Discrimination Wrongful termination Failure to hire Failure to promote Hostile work environment Breach of … Read More

What Is a Warranty Statement

What is the Warranty Statement on a D&O or Employment Practice Liability Policy? I’ve been asked on several occasions when a client is applying for Employment Practice Liability Insurance (EPLI) or Directors & Officers Insurance (D&O) if a potential claim or “situation” in the past would be covered by their new policy?  This article will … Read More

What is Employment Practices Liability Insurance or EPLI?

Employment Practice Liability Insurance Often referred to as EPLI is a form of Management Liability protection and can be made part of a management liability portfolio policy, including D&O and other coverage parts; or can be written on a sand-alone policy form.  This coverage form protects the company leaders and decision makers from allegations of wrongful … Read More