In today’s litigious society, businesses of all sizes face the looming threat of lawsuits from various sources. This article I’ll focus on a sizable liability risk often overlooked and not insured by many organizations. That risk is something called Third-Party Liability EPLI claims, which arise from employment-type risks. Specifically, discrimination, harassment, and sexual harassment risks … Read More
Hi, I’m Gordon Coyle and in this article, we’re going to look at the costs of EPLI or Employment Practice Liability Insurance – how premiums are determined, what you can do about costs, what’s covered, and how you can get this important form of insurance. Let’s start off with a quick primer on what EPLI … Read More
Employment Practice Insurance (EPLI) Trends 2021 Employment Practice Liability Insurance or EPLI as it’s commonly known is a unique form of commercial insurance which covers employers for claims which can arise from wrongful employment acts such as discrimination, harassment, wrongful termination, and more. Even if an employer does everything by the book, and you have … Read More
Is Your PEO EPLI Coverage sufficient or enough? A lot of startups and even established firms are enrolled in or will enroll in a PEO a Professional Employer Organization. In very simple terms, the PEO is a “co-employer” or administrative employer along with the owner of the firm who is known as the worksite … Read More
Employment Practice Liability Insurance or EPLI for short is a form of management liability coverage intended to protect a company and its decision-makers from claims which arise from employees and third parties alleging wrongful employment acts. Commonly these wrongful employment acts are wrongful termination, discrimination, harassment, hostile work environment, failure to hire, failure to promote, … Read More
D&O Insurance Explained. Directors and officers liability insurance, often called D&O insurance is a form of management liability insurance and in the small and medium-sized business market, is regularly packaged with two other management liability forms into a single policy to form a management liability portfolio policy. Those two other forms of coverage are employment practice … Read More
EPLI insurance covers a business against claims which arise from employees and third parties alleging that their rights have been violated. The common allegations which lead to claims include Are these types of allegations covered by your business owner’s policy or BOP? NO, they are not unless the policy has been endorsed to include some … Read More
What is the Warranty Statement on a D&O or Employment Practice Liability Policy? I’ve been asked on several occasions when a client is applying for Employment Practice Liability Insurance (EPLI) or Directors & Officers Insurance (D&O) if a potential claim or “situation” in the past would be covered by their new policy? This article will … Read More
Employment Practice Liability Insurance Often referred to as EPLI is a form of Management Liability protection and can be made part of a management liability portfolio policy, including D&O and other coverage parts; or can be written on a sand-alone policy form. This coverage form protects the company leaders and decision makers from allegations of wrongful … Read More
You cannot copy content of this page
