Insurance By Industry

Protect your business today!

The Coyle Group offers all types of Business Insurance, but has a deep domain expertise in these unique Industries.

In each of these segments we have developed an expertise around the unique coverage and risk issues these clients face. 
We also represent the leading insurers who also focus on these industry verticals so we can deliver tailored insurance products to these clients.
In addition to these targeted industries, we also work with a wide variety of other client types and we talk about that in our video. 

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Financial Services Firms

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Technology Firms

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Manufacturers

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Auto Repair Shops

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Wholesalers and distributors’ insurance

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Importers

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Life Sciences

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Search Funds

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Family Offices

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Questions?

The only business insurance you’re legally required to have is workers’ comp if you have employees and commercial auto insurance for any business vehicles. Pretty much every state makes you get workers’ comp once you start hiring people, though the exact rules depend on where you are and how many employees you have. Commercial auto is also mandatory everywhere for business-owned cars, trucks, or vans. Everything else like general liability or professional liability isn’t technically required by law, but here’s the thing – your landlord, clients, or contracts will probably demand you have it anyway, so you’ll end up needing it to actually do business.

Honestly, it’s all over the place depending on what kind of business you run, where you’re located, how many people work for you, and what coverage you actually need. Insurance companies look at tons of factors when setting your price – your industry, location, employee count, and how much coverage you want. Most small businesses start with something called a Business Owner’s Policy (BOP) because it bundles the essential stuff together and costs less than buying everything separately.

You should definitely check your policy every year when it’s time to renew, but some businesses need to look at it more often – maybe every few months if you’re in a risky industry. Any time something big changes in your business, like hiring your first employee, buying expensive equipment, opening a new location, or completely changing what you do, that’s when you need to call your agent right away. Don’t wait until renewal time if you’ve made major changes, because you might not be covered for your new risks.

You want enough coverage to actually protect you if something goes wrong, but you don’t want to overpay for coverage you’ll never use. Think about how much your business assets are worth, what kind of lawsuits you might face in your industry, and what your contracts require. If you own expensive equipment or could face big lawsuits, you need higher limits. Your agent should help you figure this out based on businesses similar to yours, but ultimately you know your risks better than anyone.

Yeah, you can cancel anytime, but it’s probably going to cost you. Most insurance companies charge a cancellation fee if you bail before your policy expires, and they’ll also charge you more in the future because they see you as someone who cancels policies. Plus, and this is important, you’re leaving your business completely unprotected while you’re uninsured. Unless you’re closing your business permanently, canceling early is usually a bad idea.

What Peace of Mind Looks Like

Trusted by business owners across the U.S.

Read client reviews of The Coyle Group
  • The Coyle Group is 1st class! Gordon and his team are knowledgeable, responsive, and attentive to detail. Gordon is that rare breed of professional who genuinely cares for his clients and works hard to exceed their expectations. I highly recommend them.
    Jeff Carton
    Partner, Denlea & Carton, LLP
  • The insurance brokerage service was truly tailored to my needs, nothing like those big brokers who steer you toward random policies that don’t fit your profile. Thank you to the team for your help.
    Yohann Josselin
    Founder & Director, RankForge
  • I was working with another broker and having difficulty acquiring General Liability coverage. A colleague recommended The Coyle Group. They were able to get coverage bound in just a couple of business days and a policy issued in ten days, and with a solid carrier at a competitive premium. Truly impressive results, plus it was a pleasure working with them. I highly recommend the Coyle Group!
    Tim McCarthy
    Director of Operations, Dalmatian Company LLC
  • If any business is looking to work with an insurance brokerage firm that is not only excellent at what the firm does, but one that deeply values the needs of the clients, then The Coyle Group is the firm for you. Give them a call and see for yourself. I can assure that you will quickly agree.
    Dahiema Grant
    Accountant, DSG Advisory CPA

Schedule Your Insurance Confidence Assessment

In our 30-minute call, you’ll discover:

  • Whether your current coverage matches your actual risks
  • If you’re getting fair value for what you’re paying
  • How your service experience compares to what’s possible
  • What questions you should be asking but probably aren’t
Schedule My Assessment Call

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And discover the exact system we use to help business owners eliminate hidden coverage gaps, stop overpaying, and finally feel confident in their protection.

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