captive insurance

What is Captive Insurance?

Captive insurance, what is it? How do you re-insure? Do you hate buying business insurance? Have you ever thought – Man, my insurance company is making a ton of profit off of me, I never have claims and pay a lot in premiums. If these thoughts ever cross your mind and you’re paying over $350,000 … Read More

hard market

What is A Hard Market in Business Insurance?

You may have received your business insurance renewals recently and the premiums are up – maybe even up significantly. You call your agent and ask why, and they answer “Well, it’s due to the hard market – there’s really nothing we can do” That doesn’t mean a lot to you and it probably even frustrates … Read More

business travel accident insurance

Business Travel Accident Insurance – What Is It?

For companies of every size that have employees traveling overseas, there is a gap in your insurance protecting those employees. In this video and post, I’ll describe what that serious gap is and how to close it with business travel accident insurance, and why this is important to your business. So what’s the gap when … Read More

apartment building insurance

Apartment Building Insurance in North Carolina – Sticker Shock?

If you own an apartment building in North Carolina or other Southern States you may be seeing your commercial insurance rates skyrocket. You’ll hear brokers say there’s nothing much we can do “it’s the market”. And while the commercial insurance marketplace is very disrupted right now for property coverage in the South, and for Apartment … Read More

Cargo Insurance

Basics of Cargo Insurance Explained

Do you ship goods from overseas to the United States?  Have you ever wondered what would happen if that ship sank or the containers were lost at sea? Do you need cargo insurance? What about damages to your goods while in the container at sea or over the road?  We’re going to answer some of these questions and … Read More

cyber risk

Silicon Valley Bank Pose A New Cyber Risk

The failures of two boutique banks (Silicon Valley and Signature Bank) recently present a unique cyber risk issue that should be addressed immediately. The first is that cyber threat actors are stepping up social engineering attacks using these bank failures as an opportunity to trick your finance team into (paying fraudulent invoices). As is expected … Read More

contractors' equipment insurance

What is Contractors’ Equipment Insurance?

Contractors’ Equipment Insurance – who needs it, when you need it, what it costs, and more, coming right up. Hi, I’m Gordon Coyle, welcome to my channel where I talk about insurance and risk issues on the minds of business owners and today we’re going to talk about contractors’ equipment insurance. Contractors’ equipment falls under … Read More

Coverage review

What is a Coverage Review?

How do you know if your business insurance is right? Meaning, is it correct? is it accurate? Does it fit your needs? Have you had a coverage review? In the event of a catastrophic loss, would your business insurance respond and keep you afloat? Maybe these issues are on your mind, or maybe they’re not. … Read More

Commercial Property Insurance Rates

Commercial Property Insurance Rates – Sticker Shock!

Are Commercial Property Insurance Rates giving you sticker shock? Wonder why rates on the commercial property continue to rise year after year? Don’t know what to do to combat these price increases? In this video and post, I’ll give you some background on what’s causing rising commercial property insurance rates and what you can do … Read More

commercial umbrella vs excess liability

Commercial Umbrella vs Excess Liability Insurance Explained

What’s the difference between a commercial umbrella vs excess liability insurance policy? Which one is better? How are they different and how are they similar? I’m going to explain that, coming right up. Hi, I’m Gordon Coyle, welcome back to my channel where I discuss all things related to insurance and risk on the minds … Read More