Fiduciary Liability Lawsuits

Fiduciary Liability Lawsuits are on the rise and many business owners and decision-makers don’t know about this important coverage part.  Fiduciary Liability insurance is often known as the redheaded stepchild of management liability insurance.  Most business owners and decision-makers know about Directors & Officers Liability or D&O as well as Employment Practice Liability or EPLI … Read More

What is an ERP or Tail in D&O insurance 

What is an ERP or Tail in D&O Insurance?  An ERP is short for the extended reporting period, which is also known as tail coverage and is commonly discussed around D&O, Employment Practice Liability, Professional Liability, and other management and professional policies – in fact, it’s common with all claims made type policy forms. As … Read More

Best Cyber Insurance

Best Cyber Insurance 2021

If you haven’t purchased cyber insurance for your business yet, you may be looking for which insurance company is “the best” online, and hit this video or article. Where can you find the best Cyber Insurance policy? Let me start by saying as an independent broker, I have access to just about every cyber insurance … Read More

Hedge Fund Business Insurance

Does a Hedge Fund need a BOP (Business Owner’s) policy? In my opinion, yes, totally they do. What if the firm is totally virtual? There are no office premises, no office furniture, and contents and everyone works from home on their own laptops?  Again, I’d answer yes, and here’s why.  The D&O and E&O coverage … Read More

Cross Border Business Insurance

Cross Border Business Insurance Helping European Companies Setting Up Operations in the U.S. in need of Business Insurance? In the last several years, we have been engaged by European firms setting up operations here in the United States for their business insurance.  And thought a video on the subject might be interesting. The first question … Read More

What Does Cyber Insurance Really Cover in 2021?

What Does Cyber Insurance Really Cover?   Cyber risk continues to be the greatest insurable threat to businesses of all sizes in 2021.  Small businesses, including solo single-person businesses all the way up to middle-market firms have seen increased threats and events during the course of this year. So in this video, I’m going to give … Read More

Employment Practice Insurance (EPLI) Trends 2021

Employment Practice Insurance (EPLI) Trends 2021 Employment Practice Liability Insurance or EPLI as it’s commonly known is a unique form of commercial insurance which covers employers for claims which can arise from wrongful employment acts such as discrimination, harassment, wrongful termination, and more.  Even if an employer does everything by the book, and you have … Read More

Insurance Loss Runs – Why They’re Needed to Get a Quote

Insurance Loss Runs If you’ve ever shopped for business insurance, you may have been asked for a copy of your loss runs and didn’t know what they were.  Simply put, an insurance loss run is your company’s loss or claim history and, in many cases, when you look for new business insurance the agents and brokers, you’re speaking to will ask for a copy of that … Read More

Is PEO’s EPLI Coverage Enough?

Is Your PEO EPLI Coverage sufficient or enough?   A lot of startups and even established firms are enrolled in or will enroll in a PEO a Professional Employer Organization.  In very simple terms, the PEO is a “co-employer” or administrative employer along with the owner of the firm who is known as the worksite … Read More

How to Buy Small Business Insurance in 2021

  How to Buy Small Business Insurance   I’ve done several videos on what small business owners should look for in the insurance policies they buy, but I don’t think I’ve ever answered the question on how to buy small business insurance.  So how do you go about buying small business insurance?  There are three main channels … Read More

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