Protecting personal assets, covering legal fees, and safeguarding their hard-earned possessions from potential lawsuits stemming from decisions they make are just a few of the reasons why having Directors & Officers (D&O) insurance is essential for anyone leading, managing, or guiding a company today. D&O coverage ensures that those working at decision-making levels in an … Read More
Protecting your company’s decision-makers.In today’s litigious business environment, businesses—small or large—must be prepared for potential legal challenges. One of the key risk management strategies businesses can deploy is the purchase of Directors and Officers insurance. In this article, we’ll answer the question: Why businesses need directors and officers insurance. D&O insurance has traditionally been associated … Read More
You’ve heard the abbreviations of E&O and D&O Insurance policies and you may assume they are similar but wonder what the differences are. In this video and post, I’ll explain what each policy is and how they are actually entirely different from each other. So let’s start off by answering the question of what each … Read More
IPO Litigation Risks This morning I read an interesting article on IPO litigation risks, from Kevin LaCroix who has a daily D&O newsletter called the D&O Diary – I know, I can hear the chuckling in the back of the room already making fun of my morning reading habits, but there’s often great information here. … Read More
What is an ERP or Tail in D&O Insurance? An ERP is short for the extended reporting period, which is also known as tail coverage and is commonly discussed around D&O, Employment Practice Liability, Professional Liability, and other management and professional policies – in fact, it’s common with all claims made type policy forms. As … Read More
A D&O policy commonly has three sides or parts which are identified as Side-A Side-B and Side-C. This is true in both the private company D&O market and public company D&O market. In this article we discuss how Dedicated Side-A Coverage fits into a management liability program. As a refresher, Side-A protects the organization’s directors … Read More
D&O Insurance is Personal Net Worth Insurance D&O insurance, or more formally Directors and Officers Liability insurance in NY protects the personal assets of corporate directors, officers, managers, and other decision-makers as well as their spouses. We like to call it Personal Net Worth Insurance because that’s exactly what it does – D&O Insurance protects … Read More
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