You’ve heard the abbreviations of E&O and D&O Insurance policies and you may assume they are similar but wonder what the differences are. In this video and post, I’ll explain what each policy is and how they are actually entirely different from each other. So let’s start off by answering the question of what each … Read More
D&O Insurance for Startups. Do I need it?Good question, and if you are a high-growth startup then the answer is probably a big yes! That includes tech-focused firms in software development, fintech, biotech, web 3.0, Crypto, etc. Any funded startup seriously needs to consider this protection. Why D&O Insurance for Startups? Well for a few … Read More
Fiduciary Liability Lawsuits are on the rise and many business owners and decision-makers don’t know about this important coverage part. Fiduciary Liability insurance is often known as the redheaded stepchild of management liability insurance. Most business owners and decision-makers know about Directors & Officers Liability or D&O as well as Employment Practice Liability or EPLI … Read More
Two common D&O Insurance Policy Exclusions: The Prior and Pending Litigation Exclusion and the Prior Acts Exclusion. There are two common exclusions applied to D&O or Directors and Officers Liability coverage which have to do with the time before the first policy’s inception that new buyers are often confused by. They are the prior and … Read More
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