Sides A B & C

What are Sides A B & C in a D&O policy?

What are Sides A, B & C in a D&O policy?  Sides isn’t a word we often use in insurance, so this can be a bit confusing, but don’t worry.  In this article, I’m going to go over what each side or portion of a private company D&O policy is and why it’s important to … Read More

Employment practice liability insurance

EPLI for Business Owners | Employment Practice Liability Insurance Small Business

Employment Practice Liability Insurance – often called EPLI It may be on your mind, or you’ve thought about it in the past, or someone has recommended that you have it. What is it, what does it cost, how do you get it and most of all do you need it as a small business owner? … Read More

D&O Insurance providers

Best D&O Insurance Providers

In this article, we will lay out how to find and select the best D&O insurance providers for your privately held company, and to be clear, this article is focused on private company Directors and Officers Liability Insurance. Our target client in the private sector is an employer with 25 to 1,000 employees. Let’s start … Read More

guide to D&O Insurance

The Ultimate Guide to D&O Insurance: Everything You Need to Know in 2023

Company leaders often worry about the potential financial repercussions of a lawsuit involving their decisions. This guide to D&O Insurance provides actionable advice on how to choose an appropriate insurance policy, giving readers the key knowledge they need to make more informed decisions around D&O insurance. From small startups to public companies, it is imperative … Read More

D&O Premium

Reducing D&O Insurance Costs

How to get the most value from your D&O premium dollars and reduce D&O Insurance costs. The huge premium increases we experienced in private company D&O insurance seem like a distant memory now.  The disruption that began in late 2018 continued for most private companies purchasing directors’ and officers’ liability insurance through most of 2021. … Read More

What is D&O Insurance: Directors and Officers Liability Insurance

Protecting personal assets, covering legal fees, and safeguarding their hard-earned possessions from potential lawsuits stemming from decisions they make are just a few of the reasons why having Directors & Officers (D&O) insurance is essential for anyone leading, managing, or guiding a company today. D&O coverage ensures that those working at decision-making levels in an … Read More

directors and officers insurance

Why Small and Mid-Sized Firms Need Directors and Officers Insurance.

Protecting your company’s decision-makers.In today’s litigious business environment, businesses—small or large—must be prepared for potential legal challenges. One of the key risk management strategies businesses can deploy is the purchase of Directors and Officers insurance. In this article, we’ll answer the question: Why businesses need directors and officers insurance. D&O insurance has traditionally been associated … Read More

Common D&O claims

Common D&O Insurance Claims for Middle Market Companies

In today’s unpredictable business landscape, one crucial aspect for business leaders of Middle Market firms to understand is Directors’ and Officers’ liability (D&O) Insurance. It is vital to grasp what it covers, how it protects your organization, and the common D&O insurance claims that are typically filed. Being aware of these points will help you … Read More

right D&O insurance policy

How to Choose the Right D&O Insurance Policy for Your Business in 2023

Are you a business owner, director, or officer concerned about potential lawsuits and their financial implications? Choosing the right D&O insurance policy is crucial in protecting your organization and personal assets, but navigating the complex world of D&O insurance can be overwhelming. Fear not, as this comprehensive guide on “How to Choose the Right D&O … Read More

Third-party Liability EPLI (Employment Practice Liability Insurance) Explained

In today’s litigious society, businesses of all sizes face the looming threat of lawsuits from a variety of sources. In this article, we’ll focus on a sizable risk often overlooked and not insured by many organizations, and that is potential third-party liability EPLI claims arising from employment-type risks. Specifically discrimination, harassment, and sexual harassment as … Read More

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