D&O Insurance for Startups. Do I need it?Good question, and if you are a high-growth startup then the answer is probably a big yes! That includes tech-focused firms in software development, fintech, biotech, web 3.0, Crypto, etc. Any funded startup seriously needs to consider this protection. Why D&O Insurance for Startups? Well for a few … Read More
D&O Insurance for Tech Startups You may be a founder of a startup or a serial founder and you’re thinking about some of these issues regarding D&O Insurance for Tech startups. Why do I need D&O Insurance? When should I purchase D&O Insurance? How much D&O insurance should I purchase? I’m going to answer those … Read More
Today I’m going to go over certain risks and issues around Fiduciary Liability Insurance, 401k plan, and a lot more. Specifically, I want to differentiate between two common coverage forms in this space – Fidelity, and Fiduciary. And answer the question of whether an employer with a 401k plan needs fiduciary liability insurance. Let’s start … Read More
Employed Lawyers Insurance | What | Why | How Much Does It Cost? Do you have in-house attorneys? A general counsel? Want to know about employed lawyers insurance for your firm? In this video and post, we’re going to review employed lawyers’ insurance – what – why, and how much! Employed Lawyers Professional Liability Insurance … Read More
When you hear the phrase “prior acts” or “full prior acts coverage” from an insurance broker they are talking about a feature in a claims-made policy form. Claims made policy forms are a type of policy structure that is used for Directors and Officers, Errors & Omissions, Employment Practice Liability, Cyber, and other forms of … Read More
Fiduciary Liability Lawsuits are on the rise and many business owners and decision-makers don’t know about this important coverage part. Fiduciary Liability insurance is often known as the redheaded stepchild of management liability insurance. Most business owners and decision-makers know about Directors & Officers Liability or D&O as well as Employment Practice Liability or EPLI … Read More
Two common D&O Insurance Policy Exclusions: The Prior and Pending Litigation Exclusion and the Prior Acts Exclusion. There are two common exclusions applied to D&O or Directors and Officers Liability coverage which have to do with the time before the first policy’s inception that new buyers are often confused by. They are the prior and … Read More
IPO Litigation Risks This morning I read an interesting article on IPO litigation risks, from Kevin LaCroix who has a daily D&O newsletter called the D&O Diary – I know, I can hear the chuckling in the back of the room already making fun of my morning reading habits, but there’s often great information here. … Read More
What is an ERP or Tail in D&O Insurance? An ERP is short for the extended reporting period, which is also known as tail coverage and is commonly discussed around D&O, Employment Practice Liability, Professional Liability, and other management and professional policies – in fact, it’s common with all claims made type policy forms. As … Read More
A D&O policy commonly has three sides or parts which are identified as Side-A Side-B and Side-C. This is true in both the private company D&O market and public company D&O market. In this article we discuss how Dedicated Side-A Coverage fits into a management liability program. As a refresher, Side-A protects the organization’s directors … Read More
You cannot copy content of this page
