What is Full Prior Acts Coverage

When you hear the phrase “prior acts” or “full prior acts coverage” from an insurance broker they are talking about a feature in a claims-made policy form. Claims made policy forms are a type of policy structure that is used for Directors and Officers, Errors & Omissions, Employment Practice Liability, Cyber, and other forms of … Read More


Claims-Made, Retroactive Dates, and Continuity in D&O Insurance Explained

Claims-Made, Retroactive Dates, and Continuity Explained  I’ve done several videos on D&O Insurance, as well as claims made policy forms in general, and today I’d like to tackle various questions relative to Claims-Made, Retroactive Dates, and Continuity in D&O Insurance and why some claims are denied. So let’s start with what separates claims-made policy forms from occurrence … Read More

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