How to Conduct Workplace Incident Investigations
Workplace Incident Investigations When a workplace accident happens in many companies, the injured worker reports to…
Blog
The Coyle Group blog covers commercial insurance topics for business owners, risk managers, and executives across industries. Articles address emerging risks, policy changes, claim trends, and practical strategies for managing business exposures. Whether you run a small operation or a complex enterprise, these posts help you stay informed and make better insurance decisions.
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The Coyle Group’s Approach to Business Insurance
In this video, I describe what The Coyle Group does for mid-market firms, and how we’ve…
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The Coyle Group, Target Markets
Continuing our discussion of the types of accounts The Coyle Group focuses on, today, we want…
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Two Big Problems with Business Insurance
Quick Answer The two big problems with business insurance are that owners rarely know whether their…
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The Coyle Group, What We Focus On
The Coyle Group focuses on a variety of businesses for insurance in and around the…
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New York State Insurance Fund (NYSIF): Complete Guide for Employers
Quick Answer The New York State Insurance Fund (NYSIF) is New York’s largest workers’ compensation carrier,…
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Distracted Driving in New York
80% of U.S. Drivers with Cellphones use them while driving! Distracted driving is a problem in…
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What is Cost of Corrections Coverage?
Cost of Corrections or COC Coverage reimburses a hedge fund manager for the cost to correct…
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Holiday Party Liability: Keep Your Employees Off The Naughty List
This is a guest post from our good friend Andrew Singer, Co-Managing Partner of Tannenbaum Helpern…
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Contractual Risk Transfer: Why a COI Won’t Save You
Quick Answer Contractual risk transfer is the practice of using a written contract to shift financial…
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What are Indirect Loss Costs
Quick Answer An indirect loss cost is any expense a claim creates that insurance does not…
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Management Liability Insurance: Protecting the People Who Run Your Business
Quick Answer Management liability insurance is a portfolio policy that protects the personal assets of a…
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The Alternate Employer Endorsement. A Complete Guide
If you use temp workers, leased employees, or contract labor, there is a dangerous coverage gap…
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The Diagnostic Insurance Review
Last month we had referrals into two “good sized” companies to discuss their insurance programs, and…
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Claims-Made Tail Insurance. What is it?
Quick Answer A claims-made tail, formally called an Extended Reporting Period (ERP), keeps the reporting window…
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The Strategic Risk Process
How I discovered and codified The Strategic Risk Process. In 2017 I was in the second…
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Risk Transfer and Indemnity Agreements
Quick Answer Risk transfer and indemnity agreements are contractual provisions that shift legal and financial responsibility…
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What Is a Warranty Statement
How It Works on D&O and EPLI Insurance Applications A warranty statement is a formal declaration…
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The Home Depot 401k Claim
In April 2018 The Home Depot was sued in a fiduciary liability action where plaintiffs alleged…
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How Insurance Brokers Get Paid: What Every Business Owner Should Know
Quick Answer Insurance brokers are paid through commissions built into your premium, typically 5-15% of what…
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Business Insurance Exclusions: What Every Business Owner Must Know
Quick Answer Business insurance exclusions are clauses in your commercial policy that expressly remove coverage for…
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How Much is Enough Liability Protection?
Quick Answer Liability protection is insurance that covers legal defense costs, settlements, and court-ordered damages when…
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Business Insurance Online Quoting: What Owners Get Wrong
Quick Answer Insurance online quoting is an automated process that generates preliminary premium estimates for business…
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Umbrella & Excess Liability Insurance
Quick Answer Umbrella and excess liability insurance extend your protection beyond the limits of your primary…
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What is Employment Practices Liability Insurance or EPLI?
Quick Answer Employment practices liability insurance (EPLI) is a business insurance policy that protects employers from…
