Business Insurance Progressive What You Need to Know

If you are a business owner, either a startup or an established business, you may one day type into Google business insurance Progressive or some other derivative of that to see what business insurance costs from Progressive.  After all, Flo, the iconic avatar from Progressive’s frequent commercials has probably stuck in your mind and made you think “low cost” … Read More

What is a Certificate of Insurance?

What is a Certificate of Insurance? A Certificate of Insurance is a standardized form used in the insurance industry to illustrate what liability coverages an insured has to a certificate holder.  The form itself was developed and is maintained by ACORD a non-profit organization within the insurance industry responsible for standardizing forms and electronic standards.  I can’t emphasize enough that a … Read More

What is a Minimum Modifier in Workers Comp?

I’ve produced a few videos that talk about the worker’s compensation experience rating modifier .  In a nutshell, it is a rating factor in your worker’s comp policy that is specific to your firm’s claim experience compared to your peer group.  But, what is a minimum modifier? Have more claims than your peer group – … Read More

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