Holiday Party Liability: Keep Your Employees Off The Naughty List
This is a guest post from our good friend Andrew Singer, Co-Managing Partner of Tannenbaum Helpern…
Author: Gordon Coyle
Gordon B. Coyle, CPCU, ARM, AMIM, PWCA, is the CEO of The Coyle Group and brings more than 40 years of experience in commercial insurance and risk management. He helps business owners evaluate risk, improve coverage clarity, and structure commercial insurance programs aligned with their operations. His expertise includes business insurance strategy, risk management, and complex coverages such as cyber liability, directors and officers liability, workers’ compensation, and industry-specific insurance solutions for growing companies across the United States.
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Risk Transfer – A Primer
Contractual Risk Transfer – A critical risk management strategy for businesses of all sizes. Risk Transfer, or…
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A Guide to D&O Insurance
A Guide to D&O Insurance. Directors & Officers Liability Insurance, commonly known as D&O can be…
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Product Recall Insurance Coverage
Product Recall Insurance coverage is a special form of insurance, typically purchased by manufacturers and distributors…
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What are Indirect Loss Costs
Executive Summary: This article focuses on understanding indirect loss costs and how they impact a firm’s bottom…
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Private Company D&O
I get this question a lot, from prospects, clients, and centers of influence. I understand that…
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The Alternate Employer Endorsement. A Complete Guide
If you use temp workers, leased employees, or contract labor, there is a dangerous coverage gap…
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The Diagnostic Insurance Review
Last month we had referrals into two “good sized” companies to discuss their insurance programs, and…
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What is a Wrongful Act in a D&O Policy?
Directors and Officers Liability (D&O) insurance is a complex coverage form. There is no “standardized” policy…
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Claims-Made Tail Insurance – What is it?
There are two predominate classes of policies written on Claims-Made policy forms, which often require a discussion…
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Employee or Independent Contractor? Avoiding Workers Compensation Problems
We have written about the topic of properly classifying employees in the past, but there is…
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Loss Sensitive vs Guaranteed Cost: Workers’ Compensation Guide
Loss sensitive workers’ compensation transfers a portion of claim costs directly to your business in exchange…
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The Seven Deadly Sins of Workers Compensation
Workers compensation is often the biggest insurance pain point for manufacturers and other mid-market employers in…
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The Strategic Risk Process
How I discovered and codified The Strategic Risk Process. In 2017 I was in the second…
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What is a High Deductible Workers Comp Program
As its name denotes, a high deductible workers comp policy or program is a method of…
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Risk Transfer and Indemnity Agreements
In the past we have written about the need for every business, regardless of size, to…
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Why Aren’t YOU Buying Cyber Insurance?
As an insurance broker, I have often experienced small and medium sized business owners very reluctant…
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What Is a Warranty Statement
How It Works on D&O and EPLI Insurance Applications A warranty statement is a formal declaration…
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What is Fiduciary Liability?
Fiduciary Liability is often combined with Directors & Officers (D&O) Liability and Employment Practices Liability (EPLI)…
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The Home Depot 401k Claim
In April 2018 The Home Depot was sued in a fiduciary liability action where plaintiffs alleged…
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Anatomy of a Cyber Breach and Cyber Insurance
What is cyber insurance and why is it needed? Let’s examine the anatomy of a cyber…
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No One Likes To Be Sold
No one likes to be sold, and when you think of “being sold” I’m sure that…
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The Six Figure Exclusion
I recently presented our Diagnostic Insurance Coverage Review (Step three of our Unique Risk Strategy) to…
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Compassion & Communication – Two Keys to Successful Outcomes in Workers Compensation Claims
There are multiple facets to managing worker injury claims, but one of the most important which…
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What is Employer’s Liability in Workers Comp?
What Is Employer’s Liability? Protecting Your Business from Lawsuits Most employers understand that workers’ compensation insurance…
