Workers Compensation for Janitorial Contractors in NY

Workers Compensation for Janitorial Contractors in NY Are you a janitorial contractor in NY looking for workers’ compensation insurance? Finding it difficult to get workers comp on your building maintenance business? Are the rates for class codes 9026, 9027, and 9028 in NY for workers comp high? If you answered yes to any of these … Read More

The Definitive Workers Comp Audit Guide

The Definitive Workers Comp Audit Guide Workers compensation insurance, which is mandated in most states when you have employees, is based or rated on your company’s payroll and is an auditable policy.   In this post, we discuss the worker’s comp audit process and how to be compliant.     At the beginning of the policy … Read More

How to Reduce Your Workers Comp Mod – Part 3

How to Reduce Your Workers Comp Mod – Part 3, Payroll as a function of the mod calculation So we’ve discussed in the past couple of posts how to reduce your workers comp mod that the only two variables in your mod are payroll and claims.  We’ve discussed claims and in another post, we’ll talk … Read More

5 Problems with Worker’s Compensation in New York

Right now, the marketplace for worker’s compensation in New York is mostly stable and competitive but some issues do exist. Below are what we see as the Top 5 Problems with Workers Compensation in New York. #1. Healthcare Costs. As an employer, you have seen the cost of your employee benefit costs skyrocket. There are … Read More

5 Things you Should Know about Workers Comp in NY

There’s a lot of things to know about workers compensation insurance in New York, it’s a big state with a lot of businesses large and small across a diverse landscape, but we’ve picked out 5 THINGS YOU SHOULD KNOW ABOUT WORKERS COMP IN NY, with a special focus on Downstate NY. #1. You can purchase … Read More

business owners

Does Your Business Need Workers Comp in NY?

Does your business need workers compensation insurance? This is a fairly simple question to answer. Just about every business with employees is required by law to have workers comp insurance in New York. There are exceptions to this rule: 1. If the business is owned by one individual who is the only employee of the … Read More

The Best Workers Compensation Insurance in New York

How to choose the Best Workers Compensation Insurance in New York Hint: The lowest quote may not be your best choice, here’s why….. When you think of the best of something, especially when it comes to insurance, the first thing that comes to your mind may be the least expensive, or the cheapest.  There’s no … Read More