workers comp mod

experience rating modifier by the coyle group

Experience Rating Modifier Changes in NY 2022

The New York Compensation Insurance Rating Board or NY CIRB has released a new formulation for the workers’ compensation experience rating modifier. Most business owners know the experience rating modifier as the x-mod, the e-mod, or just the mod. The modifier is a credit-debit system to reward employers with better than average workers comp claim … Read More

How to Reduce Your Workers Comp Mod – Part 3

So we’ve discussed in the past couple of posts how to reduce your workers comp mod that the only two variables in your mod are payroll and claims.  We’ve discussed claims and in another post, we’ll talk about safety, safety culture, and best practices, so in this post, we’re going to talk about payroll. Now … Read More

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