Workers Comp Communication Plans
In this article, we discuss the importance of a workers comp communication plan which is initiated…
Workers Compensation
Workers compensation insurance covers medical expenses and lost wages when employees are injured or become ill due to their work. This category addresses workers compensation insurance requirements by state, classification accuracy, experience modification factors, return-to-work programs, and strategies for controlling premium costs. Articles target business owners and HR managers who want to understand how their policy works and reduce claim frequency over time.
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How to Reduce Your Workers Comp Mod – Part 3
So we’ve discussed in the past couple of posts how to reduce your workers comp mod…
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Reducing Work Comp Mods – Part 2
How to Reduce Your Workers Comp Experience Modifier In my last post, we talked about the…
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How To Reduce Your WC Experience Mod – Part 1
Today we’re going to talk about how to reduce your workers compensation experience mod. This rating…
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How Claims Impact the Cost of Workers Compensation
The Cost of Workers Compensation for many employers can be high, so managing that cost is…
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How to Conduct Workplace Incident Investigations
Workplace Incident Investigations When a workplace accident happens in many companies, the injured worker reports to…
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New York State Insurance Fund (NYSIF): Complete Guide for Employers
Quick Answer The New York State Insurance Fund (NYSIF) is New York’s largest workers’ compensation carrier,…
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How Much Does Workers Comp Cost in NY?
The cost of worker’s comp is driven by several factors. The two biggest factors are the…
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5 Problems with Workers Compensation in New York
Right now, the marketplace for worker’s compensation in New York is mostly stable and competitive but…
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Everything you need to know about Workers Comp Rates in New York
Okay, that’s a pretty broad headline, so I’m going to break down some of the major…
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NY Workers Comp: 5 Things to Know (video)
New York Workers Comp What You Need To Know There’s a lot of things to know…
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Does Your Business Need Workers Comp in NY?
Does your business need workers compensation insurance? This is a fairly simple question to answer. Just…
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The Best Workers Compensation Insurance in New York
How to choose the Best Workers Compensation Insurance in New York Hint: The lowest quote may…
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What are Indirect Loss Costs
Executive Summary: This article focuses on understanding indirect loss costs and how they impact a firm’s bottom…
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The Alternate Employer Endorsement. A Complete Guide
If you use temp workers, leased employees, or contract labor, there is a dangerous coverage gap…
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Employee or Independent Contractor? Avoiding Workers Compensation Problems
We have written about the topic of properly classifying employees in the past, but there is…
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Loss Sensitive vs Guaranteed Cost: Workers’ Compensation Guide
Loss sensitive workers’ compensation transfers a portion of claim costs directly to your business in exchange…
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The Seven Deadly Sins of Workers Compensation
Workers compensation is often the biggest insurance pain point for manufacturers and other mid-market employers in…
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What is a High Deductible Workers Comp Program
As its name denotes, a high deductible workers comp policy or program is a method of…
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Compassion & Communication – Two Keys to Successful Outcomes in Workers Compensation Claims
There are multiple facets to managing worker injury claims, but one of the most important which…
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What is Employer’s Liability in Workers Comp?
What Is Employer’s Liability? Protecting Your Business from Lawsuits Most employers understand that workers’ compensation insurance…
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The Dangerous Workers Comp Exclusion
Updated for clarity on January 21, 2025. Hi, I’m Gordon Coyle, and today we’re going to…
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Workers Comp Valuation Date: The Most Important Date in Your Policy Year
Quick Answer The workers comp valuation date is the specific day each year when your payroll…
