Best Workers Comp Insurance Rates – 4 Steps

Looking for the best workers comp insurance rates in New York? Confused by all the choices for workers comp there are in NY? Searching for a solution to your workers’ comp issues or problems? In this article, I’m going to give you the low down on how to find the best rates or premiums on … Read More

Workers Compensation for Janitorial Contractors in NY

Workers Compensation for Janitorial Contractors in NY Are you a janitorial contractor in NY looking for workers’ compensation insurance? Finding it difficult to get workers comp on your building maintenance business? Are the rates for class codes 9026, 9027, and 9028 in NY for workers comp high? If you answered yes to any of these … Read More

Best Workers Compensation Premiums in New York

Best Workers Compensation Premiums (in NY) Looking for the best workers’ compensation insurance in New York? Are you trying to find the lowest cost workers comp in NY? I’m going to explain how to get the lowest / best premiums on workers comp in New York, coming right up. So, you’re probably looking for workers’ … Read More

What Does Workers Compensation Insurance Cost?

Curious about what workers compensation insurance cost is for your business? Looking online for the best workers’ compensation insurance quotes? How are workers’ compensation premiums calculated and what can you do to reduce the cost of workers’ compensation insurance in your firm? I’m going to answer these questions and a lot more – coming right … Read More

How are Workers Compensation Premiums Calculated?

How are Workers Compensation Premiums Calculated?  If you’re a business owner or about to become a business owner as a startup, you may be wondering how workers compensation premiums are calculated.  In this article/video I’m going to give you some of the basics around workers compensation and speak specifically about New York State, although most … Read More

experience mod

Selecting The Best Workers Comp Policy In NY

Selecting The Best Workers Comp Policy in New York, may seem like going to the paint store and selecting the right color paint for your next painting project.  So many choices, and not a lot of directions on which is the best. In New York, there are a variety of issues that determine how to … Read More

The Definitive Workers Comp Audit Guide

Workers compensation insurance, which is mandated in most states when you have employees, is based or rated on your company’s payroll and is an auditable policy.   In this post, we discuss the workers comp audit process and how to be compliant. At the beginning of the policy period the payrolls you estimate to be true … Read More

What Does Workers Comp Cover?

Workers compensation, or workman’s compensation or workers comp, protects a business from claims that arise from employees who are injured in on-the-job accidents or become ill from work-related causes.  There are four major headings or categories of what workers comp covers:  Medical Expenses  Workers comp will pay for the medical-related bills for work-related injuries and … Read More

What is a Minimum Modifier in Workers Comp?

I’ve produced a few videos that talk about the worker’s compensation experience rating modifier .  In a nutshell, it is a rating factor in your worker’s comp policy that is specific to your firm’s claim experience compared to your peer group.  But, what is a minimum modifier? Have more claims than your peer group – … Read More

What Is The Workers Comp Experience Mod?

Today I answer the question: what is the workers comp experience mod? The workers compensation experience modifier goes by different names or phrases depending on who you’re speaking to.  I call it the mod, but others may call it your x-mod, the experience mod, the modifier, etc. Regardless of what you call it, the mod … Read More

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