contractors' equipment insurance

What is Contractors’ Equipment Insurance?

Contractors’ Equipment Insurance – who needs it, when you need it, what it costs, and more, coming right up. Contractors’ equipment falls under the category of inland marine insurance, which I did a video on a while ago, and if you’d like you can take a look at that here: Inland Marine Insurance Explained! You … Read More

Coverage review

What is a Coverage Review?

How do you know if your business insurance is right? Meaning, is it correct? is it accurate? Does it fit your needs? Have you had a coverage review? In the event of a catastrophic loss, would your business insurance respond and keep you afloat? Maybe these issues are on your mind, or maybe they’re not. … Read More

Commercial Property Insurance Rates

Commercial Property Insurance Rates – Sticker Shock!

Are Commercial Property Insurance Rates giving you sticker shock? Wonder why rates on the commercial property continue to rise year after year? Don’t know what to do to combat these price increases? In this video and post, I’ll give you some background on what’s causing rising commercial property insurance rates and what you can do … Read More

commercial umbrella vs excess liability

Commercial Umbrella vs Excess Liability Insurance Explained

What’s the difference between a commercial umbrella vs excess liability insurance policy? Which one is better? How are they different and how are they similar? I’m going to explain that, coming right up. At the end of this video and post, I’m going to give some common mistakes business owners and insurance agents make when … Read More

quote for workers' compensation insurance

Quote for Workers’ Compensation Insurance

Shopping for workers compensation insurance and trying to figure out how to get the best deal? Confused by all the noise around workers comp insurance quotes? In this video and post, I’m going to go over some of the basics of workers compensation insurance and give you some targeted advice on getting the most competitive … Read More

workers' compensation class codes

Workers’ Compensation Class Codes

Curious about what workers’ compensation class codes are all about, how they’re used, and how to be sure your workers’ comp policy is using the right codes, and you’re not being overcharged? In this video and post, I’m going to do a deep dive into workers’ compensation classification codes and explain what they are, how … Read More

Experience Rating Modification

Experience Rating Modification

The workers’ comp experience rating modification or e-mod – don’t know it? Don’t understand it? Don’t know how it works? This can lead to real trouble for any business owner with heavy workers comp premiums and lead to higher costs for a long period of time. Today, I’m going to take a dive into the … Read More

workers' comp insurance

How does Workers’ Comp Insurance work?

Hi, I’m Gordon Coyle and welcome to my blog where I talk about business insurance and risk issues on the minds of business owners and entrepreneurs like you. In this video and post, I’ll explain how workers’ comp insurance actually works. So, how do workers comp, work? As I mentioned a minute ago, workers’ comp … Read More

EPLI

EPLI Explained

Being an employer comes with risks and one of the biggest risks you have comes from your employees in the form of employment-related lawsuits. In this video and post, I’ll explain what employment practice liability insurance, commonly called EPLI is, and how it will defend your company and prevent a lawsuit from bringing your business … Read More

due diligence

Due Diligence: Strategic Coverage Audit

Do you know if your business insurance is sufficient? Is it accurate? Is it priced competitively? What would happen in the event of a catastrophic fire or lawsuit? Would you recover? These are questions that may every once in a while rumble around in the back of your mind as a business owner or CFO … Read More

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