How are Workers Compensation Premiums Calculated?

How are Workers Compensation Premiums Calculated?  If you’re a business owner or about to become a business owner as a startup, you may be wondering how workers compensation premiums are calculated.  In this article/video I’m going to give you some of the basics around workers compensation and speak specifically about New York State, although most … Read More

What Is The Workers Comp Experience Mod?

Today I answer the question: what is the workers comp experience mod? The workers compensation experience modifier goes by different names or phrases depending on who you’re speaking to.  I call it the mod, but others may call it your x-mod, the experience mod, the modifier, etc. Regardless of what you call it, the mod … Read More

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