business insurance Archives

Navigating General Liability Insurance Premium Costs: Affordable Protection for Your Middle Market Business

March 7, 2024July 17, 2023

Hi, I’m Gordon Coyle, and today we’re going to tackle an essential topic that impacts your bottom line: general liability insurance premium costs. In this video and post, we’ll explore how to navigate these costs and find affordable protection for your middle-market company. General liability insurance provides crucial protection against potential claims and lawsuits, safeguarding … Read More

Understanding General Liability Insurance Exclusions: Protecting Your Business Wisely

March 8, 2024July 12, 2023

Hi, I’m Gordon Coyle and today we’re going to dive into a crucial aspect of general liability insurance that often goes unnoticed – general liability insurance exclusions and limitations. We’re going to explore how to understand these exclusions so they don’t leave your business vulnerable, so let’s get started. First, I’d like to say that … Read More

Introduction to Captive Insurance

March 15, 2024July 10, 2023

So you’ve heard about captive insurance. Maybe a friend, CPA, peer, or other has told you that for larger privately owned middle market companies a captive is a great way to transfer risk over traditional insurance. In this video and post, I want to go over some broad topics and thoughts on Captives that I … Read More

Understanding General Liability Insurance for Middle Market Businesses

June 28, 2023

Hi, I’m Gordon Coyle, and today we’re going to dive into an essential topic on the minds of a lot of mid-market business owners – General Liability Insurance for middle-market businesses and how you determine coverage adequacy without blowing up your budget. General Liability Insurance, often called GL is a crucial shield to protect your … Read More

Demystifying Insurance Jargon: General Liability Insurance Policy Exclusions Every Business Owner Should Know

March 15, 2024June 23, 2023

Hi, I’m Gordon Coyle, and here where we break down complex insurance topics into easily understandable insights for business owners. Today, we’re going to demystify insurance jargon and focus on an important aspect of General Liability Insurance Policy Exclusions As a business owner, it’s crucial to be aware of what your general liability insurance policy … Read More

How much does Tech E&O Insurance cost?

March 15, 2024June 20, 2023

The cost of Technology Errors & Omissions (Tech E&O) Insurance will depend on several factors, such as: The type of technology product or service is insured. As an example, a low-hazard technology provider like a website developer is going to pay less for E&O insurance than say a Fintech company that is handling money transactions … Read More

What is Captive Insurance?

February 12, 2024May 25, 2023

Captive insurance, what is it? How do you re-insure? Do you hate buying business insurance? Have you ever thought – Man, my insurance company is making a ton of profit off of me, I never have claims and pay a lot in premiums. If these thoughts ever cross your mind and you’re paying over $350,000 … Read More

What is A Hard Market in Business Insurance?

May 23, 2023

You may have received your business insurance renewals recently and the premiums are up – maybe even up significantly. You call your agent and ask why, and they answer “Well, it’s due to the hard market – there’s really nothing we can do” That doesn’t mean a lot to you and it probably even frustrates … Read More

Business Travel Accident Insurance – What Is It?

February 19, 2024May 23, 2023

For companies of every size that have employees traveling overseas, there is a gap in your insurance protecting those employees. In this article, I’ll describe what that serious gap is and how to close it with business travel accident insurance, and why this is important to your business. So what’s the gap when employees travel? … Read More

Apartment Building Insurance in North Carolina – Sticker Shock?

October 26, 2023May 4, 2023

If you own an apartment building in North Carolina or other Southern States you may be seeing your commercial insurance rates skyrocket. You’ll hear brokers say there’s nothing much we can do “it’s the market”. And while the commercial insurance marketplace is very disrupted right now for property coverage in the South, and for Apartment … Read More