prevent wire transfer fraud

Prevent Wire Transfer Fraud – 3 Steps

Wire transfer fraud continues to be a serious problem for businesses of all sizes so I thought a quick video and post on what’s happening, how it happens, and how to prevent wire transfer fraud would be appropriate. Most wire transfer frauds occur via email where a hacker posing as a vendor requests your bookkeeping … Read More

waiver of Subrogation

Waiver of Subrogation – What Is It? Why Is It Required on a Certificate of Insurance?

Often when you are asked to provide a customer or a general contractor or other third parties with a certificate of insurance, they’ll require that waiver of subrogation is included in your policies. What is a waiver of subrogation? Why is someone asking for it? How do you get it? I’ll explain these questions, coming … Read More

insurance company loss control

Insurance Company Loss Control Recommendations – Are they really necessary?

For larger companies, especially in manufacturing, wholesale distribution, trucking, and contracting it’s very common for your insurance company loss control/risk control engineer to visit with you on a regular basis. Regular means once or twice a year and maybe more frequently. The title for this job will change from insurer to insurer but this person’s … Read More

Workers Comp Communication Plans

In this article, we discuss the importance of a workers comp communication plan which is initiated following a worker injury. I’ve witnessed it too many times. An employee gets injured on the job and they get the cold shoulder from their employer. No communications, no instructions, no empathy. And then the employer wonders why morale … Read More

Reducing Work Comp Mods – Part 2

How to Reduce Your Workers Comp Experience Modifier In my last post, we talked about the math portion of the reducing workers’ comp experience mod and how errors often exist which end up costing clients more premium than they should.  When we perform audits on mods we often do find errors on prior policy terms … Read More

The Coyle Group’s Approach to Business Insurance

In this video, I describe what The Coyle Group does for mid-market firms, and how we’ve differentiated our approach to business insurance. When we talk about mid-market firms that we target, we’re speaking about companies with revenues roughly in the $10M to $250M range.   These firms are in our sweet spot for a few reasons. … Read More

Distracted Driving in New York

80% of U.S. Drivers with Cellphones use them while driving! Distracted driving is a problem in America. Almost 400,000 people are injured and almost 3,500 are killed in accidents every year involving distracted driving. I hope that it’s a conversation that is happening at dinner tables with youthful drivers on a repeated basis; but how … Read More

Holiday Party Liability: Keep Your Employees Off The Naughty List

This is a guest post from our good friend Andrew Singer, Co-Managing Partner of Tannenbaum Helpern Syracuse & Hirschritt, LLP, a New York law firm.  Andrew leads the employment practice at the firm and recently released this article that is definitely “share-worthy” at this time of year! ‘Tis the season – that is, Holiday Party … Read More

General liability insurance policy exclusions

Risk Transfer – A Primer

Contractual Risk Transfer – A critical risk management strategy for businesses of all sizes. Risk Transfer, or Contractual Risk Transfer not too long ago was solely the domain of contractors and while the construction industry is the heaviest users of risk transfer, I’d like to show businesses of all types and sizes why they need to … Read More

product recall insurance

What is Product Recall Insurance?

Product Recall Insurance is a special form of insurance, typically purchased by manufacturers and distributors to safeguard against the costs associated with withdrawing a defective, dangerous, or contaminated product from the marketplace.  Coverage is underwritten by a handful of insurers who often provide specialized risk control and consulting services as part of their coverage offering. … Read More

You cannot copy content of this page