Business Insurance New York
Business Insurance in New York isn’t always easy. And today it’s becoming more challenging. Rates are…
General Business Insurance
General business insurance forms the foundation every company needs to protect against property damage, liability claims, business interruption, and employee-related risks. This category covers general liability, commercial property, BOP policies, and umbrella coverage. Articles explain how these general business insurance policies work together and where the gaps most often leave businesses underinsured.
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What is an ERISA Bond?
When an organization has an ERISA based benefit plan, such as a 401K it must have…
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What is Hired & Non-Owned Auto?
Quick Answer Hired and non-owned auto insurance, often called HNOA, is low-cost liability coverage that protects…
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Has your insurance broker outgrown you?
I’ve asked prospects who have become dissatisfied with their insurance broker relationships: “Is it possible that…
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The Coyle Group’s Approach to Business Insurance
In this video, I describe what The Coyle Group does for mid-market firms, and how we’ve…
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Product Recall Insurance Coverage
Quick Answer Product recall coverage is a specialized commercial insurance policy that reimburses manufacturers and distributors…
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The Diagnostic Insurance Review
Last month we had referrals into two “good sized” companies to discuss their insurance programs, and…
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How Insurance Brokers Get Paid: What Every Business Owner Should Know
Quick Answer Insurance brokers are paid through commissions built into your premium, typically 5-15% of what…
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Business Insurance Exclusions: What Every Business Owner Must Know
Quick Answer Business insurance exclusions are clauses in your commercial policy that expressly remove coverage for…
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How Much is Enough Liability Protection?
Quick Answer Liability protection is insurance that covers legal defense costs, settlements, and court-ordered damages when…
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Business Insurance Online Quoting: What Owners Get Wrong
Quick Answer Insurance online quoting is an automated process that generates preliminary premium estimates for business…
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Umbrella & Excess Liability Insurance
Quick Answer Umbrella and excess liability insurance extend your protection beyond the limits of your primary…
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What is Professional Liability or E&O Insurance?
Quick Answer Employment practices liability insurance (EPLI) covers businesses against employee, contractor, and job applicant claims…
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Action Over Liability: What Every Contractor Must Know Before the Next Job
Quick Answer: Action over liability is a New York-specific legal concept where an injured worker sues…
