Product Recall Insurance Coverage
Product Recall Insurance coverage is a special form of insurance, typically purchased by manufacturers and distributors…
General Business Insurance
General business insurance forms the foundation every company needs to protect against property damage, liability claims, business interruption, and employee-related risks. This category covers general liability, commercial property, BOP policies, and umbrella coverage. Articles explain how these general business insurance policies work together and where the gaps most often leave businesses underinsured.
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The Diagnostic Insurance Review
Last month we had referrals into two “good sized” companies to discuss their insurance programs, and…
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How Insurance Brokers Get Paid: What Every Business Owner Should Know
Quick Answer Insurance brokers are paid through commissions built into your premium, typically 5-15% of what…
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Business Insurance Exclusions: What Every Business Owner Must Know
Quick Answer Business insurance exclusions are clauses in your commercial policy that expressly remove coverage for…
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How Much is Enough Liability Protection?
Quick Answer Liability protection is insurance that covers legal defense costs, settlements, and court-ordered damages when…
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Business Insurance Online Quoting: What Owners Get Wrong
Quick Answer Insurance online quoting is an automated process that generates preliminary premium estimates for business…
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Umbrella & Excess Liability Insurance
Quick Answer Umbrella and excess liability insurance extend your protection beyond the limits of your primary…
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What is Professional Liability or E&O Insurance?
Quick Answer Employment practices liability insurance (EPLI) covers businesses against employee, contractor, and job applicant claims…
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Action Over Liability: What Every Contractor Must Know Before the Next Job
Quick Answer: Action over liability is a New York-specific legal concept where an injured worker sues…
