cheap business insurance

What is Employment Practices Liability Insurance or EPLI?

Employment Practice Liability Insurance Often referred to as EPLI is a form of Management Liability protection and can be made part of a management liability portfolio policy, including D&O and other coverage parts; or can be written on a sand-alone policy form.  This coverage form protects the company leaders and decision makers from allegations of wrongful … Read More

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What is Marine Insurance?

There are two major headings when it comes to Marine Insurance. The most common form that many business owners are familiar with is Inland Marine which covers property that is mobile in nature, but moves over land and is not water borne. The second form is Ocean Marine, often called “Wet” Marine and covers property … Read More

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The Dangerous Gap when Excluding Executive Officers from a Workers Comp Policy

Hi, I’m Gordon Coyle and today we’re going to talk about The Executive Officer Exclusion in the New York Workers Compensation Policy Okay, that’s a long title, but this is important.  In New York and in most other states employers have the option to exclude themselves from workers compensation.  Typically if your company is a … Read More

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Cyber Risk Scorecard

How does your organization score for Cyber Risk? Business owners are often good at determining how exposed they are to different business risks.  Traditional risks like fire, theft, or liability are fairly easy to understand because decision makers have years of historical experience to draw from.  Decision makers take certain steps to control these types … Read More

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What is Ocean Cargo Insurance?

Ocean Cargo Insurance sometimes called Marine Insurance or simply Cargo Insurance provides broad physical damage coverage to goods while in transit.  Typically coverage is arranged on ocean-going voyages from foreign ports to U.S. ports, but can also include shipments sent by air cargo as well.  Reverse flow of goods shipped from the U.S. to anywhere … Read More

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Cyber Risk – Instruction Manual for Effective Employee Training

Cyber Risk is an ever growing threat to businesses of all types and sizes.  To help defend your company against cyber threats you need to consistently educate and train employees on the specifics of cyber risk and how to control them. That’s not always easy for busy employers who already have enough on their plates … Read More

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Cyber Risk – Employee Training Overview & Best Practices

Cyber Risk is an ever growing threat to your business.  To help defend against cyber threats we’ve created four guides to help you train and education your team on preventing cyber claims.  We recommend downloading instructional guide first, so you have an idea on how to best carry out this training. This Guide Focuses on … Read More

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Cyber Risk – Employee Training on Devices

Cyber Risk is an ever growing threat to your business.  To help defend against cyber threats we’ve created four guides to help you train and education your team on preventing cyber claims.  We recommend downloading the instructional guide first so you have an idea on how to best carry out this training. This Guide Focuses on … Read More

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Cyber Risk – Employee Training on Communications

Cyber Risk is an ever-growing threat to your business.  To help defend against cyber threats we’ve created four guides to help you train and education your team on preventing cyber claims.  We recommend downloading an instructional guide so you have an idea on how to best carry out this training. This Guide Focuses on Cyber Risk … Read More

cheap business insurance

Your Journey to Find Business Insurance

So you’re online searching or shopping for business insurance.  You’ve tried a bunch of different search phrases: Best business insurance agency in New York Cheapest business insurance Great business insurance broker Commercial insurance for (insert the type of business you’re in) Workers compensation insurance for (again, insert the type of business you’re in) Probably lots … Read More

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