So youâ€™re online searching or shopping for business insurance.Â Youâ€™ve tried a bunch of different search phrases:
- Best business insurance agency in New York
- Cheapest business insurance
- Great business insurance broker
- Commercial insurance for (insert the type of business youâ€™re in)
- Workers compensation insurance for (again, insert the type of business youâ€™re in)
Probably lots of others.Â Most either focus on how or where to get really good protection and a really good price; or youâ€™re focused on solving a problem you might have, like figuring out why youâ€™re being cancelled or non-renewed by your current insurer, feel like youâ€™re paying more than your peers, or canâ€™t get a straight answer to a problem or situation from your current broker.
Howâ€™s that going for you?
Filling out a bunch of forms or quote sheets that really donâ€™t give you much in return?Â Visiting a bunch of websites that donâ€™t seem to fit your needs?Â Feel like most insurance agentâ€™s websites are pretty similar or generic?Â Do you worry that if you do make a call to an agent youâ€™re going to get the hard sell and feel intimidated?
Yea, I get that.Â This shopping around for business insurance isn’t easy!
Thatâ€™s why weâ€™ve changed the insurance buying model.Â Youâ€™re not going to find a short form quote sheet or a simple to use rating program (which is never simple, nor accurate), or get the hard sell.Â Look, business insurance is a complex transaction.Â Thereâ€™s a lot of moving parts, a lot of questions, and a lot of pitfalls.Â Do it wrong and you jeopardize your business and your net worth.
- Want to know how to reduce costs?
- Or, make sure youâ€™re getting all the right coverages at a good premium?
- Or, trying to figure out why youâ€™re having problems with claims?
- Or, how to reduce risk and improve productivity?
Weâ€™ve got a solution â€“ itâ€™s as simple as asking.
I donâ€™t know about you but I HATE hard sells or manipulative selling, trail closes, and tricks when someone is selling me something.Â I like to be informed and shown how or why things should be and not be.Â I donâ€™t want to be forced into making a decision based on someone elseâ€™s time frames or urgency levels.Â When a buying experience informs me, makes me feel educated and not pushed, I WANT to buy.Â I feel GOOD about that experience and will recommend that salesperson or company to my friends.Â I had this experience at an Audi dealership once, and went back to buy a second car from our salesperson even though heâ€™s 45 minutes away and there are 3 other dealers closer to me.Â It was worth it.
Thatâ€™s why we donâ€™t deploy selling tricks.Â We want to know whatâ€™s keeping you up at night, or help you figure out a situation that helps you and your business be more productive and profitable.Â We certainly want to make the sale â€“ but whats more important is the relationship and the value we exchange.Â If we position ourselves as just a commodity and you buy because we had the lowest price and didnâ€™t add value to the transaction weâ€™re likely going to lose you as a customer after a year or two and if that happens we actually lose money.Â Thatâ€™s not a good deal for us, and itâ€™s really not a good deal for you to go through this frustrating shopping exercise every year or so.Â Right?
So hereâ€™s the deal.Â Take a look at our videoÂ .Â If you think our process makes sense and want to start a dialogue then drop me an email and letâ€™s set up some time to talk, or just give me a call.Â If I think we might be a good fit for your company Iâ€™ll tell you and we can talk about how to get our process going.Â If I think youâ€™re business or situation is outside the scope of what we normally do or isnâ€™t a good fit, Iâ€™ll let you know that as well and hopefully can make a good referral to a broker who can help you.
The bottom line is that shopping for business insurance doesnâ€™t need to be a stressful experience.
Bringing in two or three brokers to compete against each other so you â€świnâ€ť is actually a strategy that sets you up for failure and only creates more stress.Â In fact, if you ask us to participate in a shopping exercise and bid for your business weâ€™ll respectfully decline.Â That old school approach removes you from the driverâ€™s seat and puts 3 players in control who donâ€™t always have your best interest in mind.Â Instead of making yourself crazy, let us do the work for you.
I know you donâ€™t know us and weâ€™re asking you to put a lot of trust in us to do the right thing â€“ but letâ€™s start with a conversation and open up the discovery process with you.Â If we demonstrate the level of expertise youâ€™re looking for, then letâ€™s meet face to face (or online) and continue that conversation.Â We promise transparency, honesty and expertise.
Go on, make that call or drop me an email. Â I think youâ€™ll be happy you did!