• 23
  • Jan2020

What is Employee Benefit Liability?

What is Employee Benefit Liability?
Employee Benefit Liability is the third post in a series related to ERISA benefit plans.  For business owners with an ERISA plan like a 401k there are certain risks and insurance coverages needed. So what is Employee Benefit Liability, often called EBL? EBL is a form of E&O or errors and omissions insurance.  Typically attached to

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  • 22
  • Jan2020

What is Fiduciary Liability Insurance?

What is Fiduciary Liability Insurance?
Fiduciary Liability Insurance is an important coverage part for any employer with an ERISA based retirement plan such as a 401k or pension plan. In an earlier post, we described what an ERISA Bond is; which is a form of Fidelity protection.  Business owners and some insurance brokers confuse fidelity and fiduciary.  Unfortunately, the two coverages

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