Best Business Insurance Providers in New York

What or who are the best business insurance providers in New York?

How do you get the best business insurance in New York?

How do you save money on business insurance in NY?

I’ll answer these questions and more in just a minute.

Hi, I’m Gordon Coyle. Welcome to my blog, where we talk about the risk and insurance issues on business owners’ minds. As an expert business insurance broker, these videos are intended to help guide and educate decision-makers to help you become a more informed insurance buyer. If I don’t answer the question on your mind that brought you to this video, reach out, and let’s connect. I’d love to hear from you.

Searching for Best Business Insurance

Alright, so in preparation for this blog and video, I researched what Google thinks the best business insurance providers are and found some not-so-surprising results. I want to share my thoughts on them here.

First, when you search for the best, the top, the cheapest, or whatever phrase is important to you regarding business insurance, you’ll likely find some names that keep popping up.

Those will likely be big insurers with massive budgets who spend a lot of money on Search Engine Optimization (SEO) or sponsored ads on Google so they are consistently at the top of the search results.

Second, the search results also returned lists that were really puzzling to me. Some lists contained big brand-name insurance companies, small niche insurance firms that didn’t offer broad-category business insurance, and some insurers that don’t even do business in New York. I thought that was weird; how did these lists get put together?

Well, some of those lists are from big media companies with teams of professional writers and SEO experts, but none I looked at had insurance experts writing those articles!

So, whether a company is on a list or spends a ton of money on SEO doesn’t necessarily make them the best. It’s arbitrary that they’re considered best or tops.

How do you define as “Best”?

So, maybe we should start by defining what you define as the best or what you’re looking for in an insurance provider.

When I speak to business owners looking for insurance, I usually hear things like:

• They want to deal with an expert – their current provider doesn’t respond or get it.
• They’re looking for a good price.
• They’re looking for someone they can trust.
• They’re looking for options.
• They’re looking for someone to talk to and build relationships with. The whole call center and voicemail hell aren’t working for them.
• They need someone to explain this to them.

Trust

In short, what I’m hearing a lot is related to personal connection—trust, expertise, and relationships.

What may not be said, but what I hear is that business owners want peace of mind at a reasonable cost. This personal connection is crucial in the insurance industry, as it reassures you that your needs are being understood and your business is protected. 

Would you agree with that?

So, let’s assume that if you’re looking for the best business insurance in New York, you’re really looking for an expert who can guide you to make the best decisions about what policies you need, how to craft those policies, and how to make them as affordable as possible.

Agreed?

If that’s the case, you can probably avoid going to the top-ranked search results for the best business insurance.

Why?

Most of these results are not going to be from advisors or brokers – they’re going to be big insurers or direct providers, and you’ll end up calling a call center.

Yes, they’ll take in your info and get you a quote, but it’s likely going to be just their quote as they can’t offer you any other options. And who knows if that quote is going to protect your business accurately?

Does that sound like the best option?

I don’t think so. Wouldn’t you want someone to explore different options for your business insurance to ensure you’re getting a good deal?

And, returning to the fact that you’re working with a call center, do you want to speak with someone different every time you call with a question or concern? Or would you rather have a dependable relationship with someone you speak to each time you need something?

How do you find the best business insurance?

So, what’s the solution?

Look, I am a New York insurance broker, so I have a built-in bias, but if you’re looking for that personal connection, multiple options to choose from, the best pricing, and a lot of what I’ve already covered here, then I think what you’re looking for is an independent agent or broker, like me. 

Why?

 Because independent brokers represent multiple business insurance companies to select from, they typically are entrepreneurial companies built on trust and client relationships.  They are people who care about their clients. Independent brokers, like The Coyle Group, are also owned, managed, and staffed by a team of experts.

Choosing the right broker in New York is more than just ticking off a task.

It’s really about finding a partner that can help support and protect you and your company from the risks thrown at you now and for years to come.

Choosing the Right Broker

How do you make that selection to choose the right broker in NY?

First, here’s my commercial.

I hope you’ll consider The Coyle Group as your broker because we represent the top business insurance companies, so you’re getting choices and options.

We also have a team of experts here to help you. The Coyle Group is not just a broker but a partner you can trust to protect your business.

With that out of the way, making that selection is going to take a bit of legwork if you don’t call us. You’ll have to Google to find what you’re looking for, then look at each broker’s reviews and website.

Do they seem like the firm you can trust and work with? Then, it means making a few calls to those firms that look like the companies you want to work with. The purpose of these calls is NOT TO GET QUOTES from them.

The purpose is to find the ONE BROKER you want to work with and then have them go to the marketplace for quotes. This ‘One Broker’ approach ensures that you have a dedicated professional who understands your needs and can negotiate the best deals on your behalf. I did a video on why the One Broker approach is best, and you can view it HERE

So here’s the bottom line.

I hope you’ll consider doing business with The Coyle Group, as we think we’re a top choice for business insurance in New York. But do your homework and look at what other brokers offer and who may fit your needs. Want to chat further about this with no pressure or sales gimmicks?

Reach out and connect. Hit the “let’s chat” button above, which will give you contact options. We’d love to hear from you. 

 Thanks