• 16
  • Jan2020

OSHA Compliance – 300A Log

OSHA Compliance – 300A Log
It’s mid-January, which means that it’s time for all companies subject to OSHA Compliance and Recordkeeping rules should be working on their 2019 OSHA 300A Log.  Typically companies subject to OSHA Recordkeeping are those with 10 or more employees in manufacturing, contracting, warehousing, and other industrial classifications. February 1st is the deadline for posting of the

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  • 11
  • Jan2020

What is Hired & Non-Owned Auto?

What is Hired & Non-Owned Auto?
Hired and non-owned auto is a common endorsement to either the commercial auto policy or the general liability / BOP policy for a business.  It’s generally an inexpensive option to add to either policy and is a very needed coverage, yet many agents and brokers forget to add it to a client’s coverage program. Here’s what

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  • 31
  • Dec2019

Has your insurance broker outgrown you?

Has your insurance broker outgrown you?
I’ve asked prospects who have become dissatisfied with their insurance broker relationships: “Is it possible that you’ve just outgrown your insurance broker?”  The context of that question really means – does your insurance broker lack the technical expertise, resources, and staffing to properly handle your business.  Often the answer is “yes” and the client is disappointed

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  • 27
  • Dec2019

How to Conduct Workplace Incident Investigations

How to Conduct Workplace Incident Investigations
Workplace Incident Investigations When a workplace accident happens in many companies, the injured worker reports to HR, their manager or some other responsible person so they can complete an accident report or initial report of injuries that is forwarded to their workers compensation insurance company.  And that’s the extent of documenting the incident. Unfortunately, there are

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  • 16
  • Dec2019

The Coyle Group’s Approach to Business Insurance

The Coyle Group’s Approach to Business Insurance
In this video, I describe what The Coyle Group does for mid-market firms, and how we’ve differentiated our approach to business insurance. When we talk about mid-market firms that we target, we’re speaking about companies with revenues roughly in the $10M to $250M range.   These firms are in our sweet spot for a few reasons. The

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  • 13
  • Dec2019

The Coyle Group, Target Markets

The Coyle Group, Target Markets
Continuing our discussion of the types of accounts The Coyle Group focuses on, today, we want to introduce three more practice areas. Hospitality Insurance   The first is our hospitality practice group.  This group includes hotels, restaurants, bars, cafés, caterers, and nightclubs.  For establishments serving alcohol, comprehensive protection from liquor legal liability claims, assault and battery

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  • 11
  • Dec2019

Two Big Problems with Business Insurance

Two Big Problems with Business Insurance
Whether you own a small or large business, there are two big problems that decision-makers face when it comes to business insurance.  In my 35+ years as an insurance broker in New York, I’ve seen this over and over and the problem has really been created by the insurance industry itself. The first issue I want

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  • 10
  • Dec2019

The Coyle Group, What We Focus On

The Coyle Group, What We Focus On
  The Coyle Group focuses on a variety of businesses for insurance in and around the Greater New York City area and beyond, and I thought diving a bit into different target markets and policy types would make sense. To start, let’s talk about commercial property insurance in New York. Commercial property insurance focuses on buildings

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  • 09
  • Dec2019

What Does Cyber Insurance Cover?

What Does Cyber Insurance Cover?
So, what does Cyber Insurance cover? Cyber Insurance, for all practical purposes, is the only policy that will respond or cover your firm for losses that relate to a cyber event.  Cyber Insurance is a unique policy form, which typically should be purchased as a standalone policy to protect you and your firm from the claims which

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  • 09
  • Dec2019

Hedge Funds: What’s Needed To Quote D&O / E&O?

Hedge Funds: What’s Needed To Quote D&O / E&O?
What's needed to quote D&O and E&O insurance for a hedge fund? For startup hedge funds, we're trying to make the proposal process easier.  In this post, we answer the above question on what's needed to get a quote. The first step is the completion of an application.   Just hearing the words "complete this application" can

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