• 06
  • Apr2018

The $11.5 Billion Problem with Ransomware

Ransomware will cost U.S. businesses an estimated $11.5 billion in 2019. Let’s break it down and talk about some of the basics.   First, what is ransomware? Ransomware is a form of malware or malicious code which will infect a user’s computer and encrypt all of the data on that machine and typically on an entire

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  • 04
  • Apr2018

Contractors Beware of Action Over Liability Exclusions

[embed]https://youtu.be/HLrjhg32auc[/embed] Action Over Liability Exclusions Hi, my name is Gordon Coyle and today we're going to talk about what an action-over claim is or what an action over third-party liability exclusion is in your general liability policy. Action-over issues are misunderstood by a lot of contractors and insurance brokers in New York.   It's a pretty confusing

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  • 04
  • Apr2018

Driving Down the Cost of Workers Comp by Understanding the Valuation Date

[embed]https://youtu.be/R2tlydP9688[/embed] Why the valuation date in your workers comp policy is the most important date of the year. Now you may be saying “valuation date”?  I’ve never heard of that – what is it? Well the valuation date is day that all your workers comp payroll and claims information for the past three years is sent

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  • 16
  • Jan2018

Cyber Risk Scorecard

How does your organization score for Cyber Risk? Business owners are often good at determining how exposed they are to different business risks.  Traditional risks like fire, theft, or liability are fairly easy to understand because decision makers have years of historical experience to draw from.  Decision makers take certain steps to control these types of

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  • 15
  • Jan2018

Cyber Liability Services Overview

Cyber Liability Services Overview
We are pleased to present our:   Cyber Liability Services Overview More than just insurance, our approach to Cyber Liability Risk provides clients a deep library of resources as illustrated on this overview.  Security Planning Guides, Newsletters, Checklists/Scorecards, Training Materials, Newsletters and more. For more information on how we can help you manage and protect your firm

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  • 12
  • Jan2018

What is Ocean Cargo Insurance?

Ocean Cargo Insurance, sometimes called Marine Insurance or simply Cargo Insurance, provides broad physical damage coverage to goods while in transit.  Typically coverage is arranged on ocean going voyages from foreign ports to U.S. ports, but can also include shipments sent by air cargo as well.  Reverse flow of good shipped from the U.S. to anywhere

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  • 16
  • Nov2017

Cyber Risk – Instruction Manual for Effective Employee Training

Cyber Risk is an ever growing threat to businesses of all types and sizes.  To help defend your company against cyber threats you need to consistently educate and train employees on the specifics of cyber risk and how to control them. That's not always easy for busy employers who already have enough on their plates to

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  • 16
  • Nov2017

Cyber Risk – Employee Training Overview & Best Practices

Cyber Risk is an ever growing threat to your business.  To help defend against cyber threats we've created four guides to help you train and education your team on preventing cyber claims.  We recommend downloading instructional guide (follow this link) first, so you have an idea on how to best carry out this training. This Guide Focuses

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  • 16
  • Nov2017

Cyber Risk – Employee Training on Devices

Cyber Risk is an ever growing threat to your business.  To help defend against cyber threats we've created four guides to help you train and education your team on preventing cyber claims.  We recommend downloading the instructional guide (follow this link) first so you have an idea on how to best carry out this training. This Guide

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  • 16
  • Nov2017

Cyber Risk – Employee Training on Communications

Cyber Risk is an ever growing threat to your business.  To help defend against cyber threats we've created four guides to help you train and education your team on preventing cyber claims.  We recommend downloading instructional guide (follow this link) so you have an idea on how to best carry out this training. This Guide Focuses on

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