What’s going on with Cyber Insurance Premiums in 2021? Have you seen your cyber insurance premiums rise this year without an explanation of why? Or are you in the market shopping for cyber insurance and surprised by the prices of coverage? In this post, we’re going to break down what’s going on with cyber insurance … Read More
Have you been thinking of buying cyber insurance? Not sure what’s covered? Does your insurance agent make it sound important, but you don’t think it really applies to your business? Then our Cyber Insurance 101 discussion will help. If those questions sound like they may apply to you, then this video is for you. I’m … Read More
In this article, we’re going to cover Liquor Liability Insurance, what does it cost, what does it cover, why do you need it if you’re a restaurant, bar, tavern, or other foodservice establishment. Any restaurant, bar, food establishment that is licensed to sell or serve alcohol is subject to something known as the dram shop … Read More
Specifically their hedge fund D&O Insurance premiums? In a challenging market, like we’re in, many hedge fund clients have been taking higher retentions to shave off some costs on their D&O/E&O premiums. Over the past two years, we have seen some dramatic price increases for hedge fund insurance, specifically the D&O/E&O policy. These price increases … Read More
Today we’re going to talk about restaurant insurance in New York, and in New York City. When I say restaurants, I’m broadly speaking about a lot of different food service establishments, since most of these rules or strategies are going to apply to white linen fine dining to fast take out, to family-style, cafes, bagel shops, … Read More
Cyber Insurance, still today (August 2021), is a somewhat misunderstood form of insurance coverage, and under purchased form of insurance. In this cyber insurance buyers guide, I give entrepreneurs some of the basic information they need to make more effective decisions when it comes to Cyber Insurance. Here, we discuss the importance of working with … Read More
When you hear the phrase “prior acts” or “full prior acts coverage” from an insurance broker they are talking about a feature in a claims-made policy form. Claims made policy forms are a type of policy structure that is used for Directors and Officers, Errors & Omissions, Employment Practice Liability, Cyber, and other forms of … Read More
Fiduciary Liability Lawsuits are on the rise and many business owners and decision-makers don’t know about this important coverage part. Fiduciary Liability insurance is often known as the redheaded stepchild of management liability insurance. Most business owners and decision-makers know about Directors & Officers Liability or D&O as well as Employment Practice Liability or EPLI … Read More
What is an ERP or Tail in D&O Insurance? An ERP is short for the extended reporting period, which is also known as tail coverage and is commonly discussed around D&O, Employment Practice Liability, Professional Liability, and other management and professional policies – in fact, it’s common with all claims made type policy forms. As … Read More
If you haven’t purchased cyber insurance for your business yet, you may be looking for which insurance company is “the best” online, and hit this video or article. Where can you find the best Cyber Insurance policy? Let me start by saying as an independent broker, I have access to just about every cyber insurance … Read More
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