Business Owners Insurance– What’s really covered? 

Business Owners Insurance– What’s really covered? Insurance for business owners goes by many names in the small business insurance market.  Often it’s called a BOP or business owners policy – pretty simple, right!?  But this type of package policy can go by many other names as well, BOP is sort of the generic term the insurance … Read More

Business Insurance Progressive What You Need to Know

If you are a business owner, either a startup or an established business, you may one day type into Google business insurance Progressive or some other derivative of that to see what business insurance costs from Progressive.  After all, Flo, the iconic avatar from Progressive’s frequent commercials has probably stuck in your mind and made you think “low cost” … Read More

How much does Business Insurance cost? 

How much does Business Insurance cost?  The question “how much does business insurance cost” is often typed into Google Search by small or startup business owners searching for first-time insurance as well as established businesses looking to compare their business insurance costs.  What those business owners looking for business insurance will find is a variety … Read More

cheap business insurance

Business Insurance from Geico – What You Need to Know

Geico, a dominant player in the personal auto insurance market has learned a thing or two about marketing over the years and now offers business insurance. Geico is pretty synonymous with low-cost cheap insurance and has gained significant traction in attracting business owners and small business owners to their website to purchase business insurance coverages.  … Read More

What is the Difference between Admitted and Non-Admitted Insurance?

Admitted and Non-Admitted Insurance. If you’re shopping for business insurance, especially if you’re looking for what I’d call specialty insurance like E&O, D&O, or Cyber insurance, or looking for insurance that may be difficult to place, you may see quotes from non-admitted insurers and wonder what does non-admitted insurance mean? To answer that, let’s look … Read More

What is a Certificate of Insurance?

What is a Certificate of Insurance? A Certificate of Insurance is a standardized form used in the insurance industry to illustrate what liability coverages an insured has to a certificate holder.  The form itself was developed and is maintained by ACORD a non-profit organization within the insurance industry responsible for standardizing forms and electronic standards.  I can’t emphasize enough that a … Read More

Cross Border Business Insurance

Cross Border Business Insurance Helping European Companies Setting Up Operations in the U.S. in need of Business Insurance? In the last several years, we have been engaged by European firms setting up operations here in the United States for their business insurance.  And thought a video on the subject might be interesting. The first question … Read More

How to Buy Small Business Insurance in 2021

  How to Buy Small Business Insurance   I’ve done several videos on what small business owners should look for in the insurance policies they buy, but I don’t think I’ve ever answered the question on how to buy small business insurance.  So how do you go about buying small business insurance?  There are three main channels … Read More

Small business insurance explained 2021

In this blog; small business insurance explained, we’re going to talk about what most small businesses need when it comes to business insurance in 2021.  First, for most small businesses whether you’re in retail, professional office, manufacturing, wholesale distribution, garage risks, and even contracting, your core policy is going to be a business owner’s policy … Read More

Commercial Auto Rates Trending Higher in 2021

Commercial Auto Rates If you have a fleet of trucks or automobiles you’ve undoubtedly seen your commercial auto rates increase.  Whether you’re a contractor with a handful of trucks, or a trucker with a large fleet, commercial auto rates, and insurance costs have gone up dramatically over the past three years.   Why are Commercial auto rates trending higher, what … Read More

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