thecoylegroup 
80% of U.S. Drivers with Cellphones use them while driving! Distracted driving is a problem in America. Almost 400,000 people are injured and almost 3,500 are killed in accidents every year involving distracted driving. I hope that it’s a conversation that is happening at dinner tables with youthful drivers on a repeated basis; but how … Read More
D&O Insurance is Personal Net Worth Insurance D&O insurance, or more formally Directors and Officers Liability insurance in NY protects the personal assets of corporate directors, officers, managers, and other decision-makers as well as their spouses. We like to call it Personal Net Worth Insurance because that’s exactly what it does – D&O Insurance protects … Read More
Phishing attacks are on the rise, and threaten the cybersecurity of firms large and small. The best defense against any type of cybercrime is education. Understanding the threat and having your employees understand the threat will help lessen the chances that hackers can infiltrate your network. Our guide on phishing attacks will help give you … Read More
Okay, that’s a pretty broad headline, so I’m going to break down some of the major elements of how workers’ compensation rates work in New York so you have a better idea of how it works and what’s critically important for you to know when making a decision on buying insurance. I’m not sure I’ll … Read More
There’s a lot of things to know about workers compensation insurance in New York, it’s a big state with a lot of businesses large and small across a diverse landscape, but we’ve picked out 5 THINGS YOU SHOULD KNOW ABOUT WORKERS COMP IN NY, with a special focus on Downstate NY. #1. You can purchase … Read More
D&O stands for Directors and Officers Liability Insurance. We like to call D&O insurance, decision making insurance and personal net worth insurance. Here’s why – most D&O claims for privately held firms stem from allegations that decisions made by the firm’s directors, officers, managers, members, GPs, and employees have caused an adverse financial consequence to … Read More
Add Content Block E&O stands for Errors & Omissions insurance….. which is also known as Professional Liability. Hedge funds commonly purchase E&O protection as part of a combined D&O / E&O policy. Because a hedge fund’s exposure to loss can be very similar between the two policy types, it’s advantageous to purchase this as a … Read More
Cost of Corrections or COC Coverage reimburses a hedge fund manager for the cost to correct a situation (such as an error in trading for example) that if left uncorrected would result in monetary damages to a client or shareholders of the fund; and if left uncorrected would likely also result in claim to the … Read More
Does your business need workers compensation insurance? This is a fairly simple question to answer. Just about every business with employees is required by law to have workers comp insurance in New York. There are exceptions to this rule: 1. If the business is owned by one individual who is the only employee of the … Read More
Insert Image You’re Starting Up a Hedge Fund, What Insurance Coverages Do You Really Need? Before you open the doors to your new venture, there’s a couple of basic insurance coverages you’ll need to get started, which we’ll itemize below: You’ll need a business owners policy, or office package. Sometimes these policies are called BOP … Read More
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