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What would happen if you, as a food manufacturer learned that the product you make has caused harm to someone, or a group of people? It could be a report of widespread illnesses, it could be a single products liability lawsuit for a contaminated product that caused an injury, it could be a fatality. In … Read More
Startup or small manufacturing business companies that turn to Google looking for business Insurance are, I’m sure, overwhelmed by the resulting choices. So many results that you’re probably scratching your head and wondering where to start and who to speak to about making the right decisions around business insurance for your manufacturing company. In this … Read More
If you lead a manufacturing company then Workers Compensation Insurance is probably on your mind a lot, as are the workers’ comp costs. Even though rates for workers compensation have fallen over the past 5 or so years across the country, it still is expensive in manufacturing and industrial class codes which often begs the … Read More
The other day an HR consultant asked me when should a client file a potential EPLI claim. EPLI policy is short for employment practices liability insurance and the claim in question had to do with some type of lawsuit or threat of lawsuit from an employee. So back to the question of when you should … Read More
Trade Credit insurance, export insurance, and accounts receivable insurance are all terms that broadly fall into a bucket we call credit insurance. In this article, I’m going to give a quick overview of what this insurance is, what it does, who it’s for and how to buy it. The crux of all the different types … Read More
Welcome to entrepreneurship. If you’ve been here before you know the highs and the lows as well as the risks and rewards. As a startup founder, there’s a lot of excitement about what you’re setting off to do with your firm, but there’s also a lot of unique risks and challenges ahead. That’s why understanding … Read More
Does a Tech Startup need General Liability Insurance? When we talk to the founders of technology companies and startups we often get the question: “do we really need general liability insurance?” Let’s start this conversation by explaining what General Liability Insurance covers: General Liability often referred to as GL covers a business for claims which … Read More
Why Cyber Insurance for Technology Startups a Must-Have Protection In this article we will layout in simple, non-technical insurance language why cyber insurance is a form of protection that tech startups must consider early on in the formation of their company, and give advice on what to look for, and how to purchase it. What … Read More
Reps & Warranty Insurance, What is it? Who needs it? How R&W Insurance De-risk M&A Deals Risk, it’s an issue that both buyers and sellers of companies face through a merger and acquisition deal and for years thereafter, well after the ink is dry on the contract of sale. Both parties attempt to hedge their … Read More
What are Sides A, B & C in a D&O policy? Sides isn’t a word we often use in insurance, so this can be a bit confusing, but don’t worry. In this article, I’m going to go over what each side or portion of a private company D&O policy is and why it’s important to … Read More
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