What is the New York SHIELD Act

Who is subject to the Shield Act? When is the deadline for compliance? There are a lot of questions out there about the New York SHIELD Act and not a lot of information being communicated to business owners.  To my knowledge, no State agency is sending notices to business owners and there’s not been a … Read More

What are Cyber Pre-Breach Services?

Most cyber insurance policies on the market today come with something we call cyber pre-breach services. Cyber pre-breach services are valuable risk control services that will help the purchaser of cyber insurance to reduce, control and mitigate cyber intrusions and events. Unfortunately, many cyber pre-breach services go undeployed! Why is this? Well, it may be … Read More

What is Social Engineering

In this article, I will explain what is social engineering. Social engineering is a term used in cybersecurity to describe situations of trickery.  It is used by cybercriminals to gain either your confidential information or your money.  Typically hackers will gain access to an email account within a firm and monitor the user’s email habits.  … Read More

Business Insurance New York

Business Insurance in New York isn’t always easy. And today it’s becoming more challenging. Rates are increasing for some classes of business. Underwriting rules are becoming more stringent, and more changes seem to be coming.   Having been through several market changes, I can tell that this is the beginning of a hard market. A … Read More

Real Estate Insurance Broker New York

If you’re looking for a Real Estate focused insurance broker in New York, The Coyle Group is your choice. The Real Estate market segment includes owners and operators of: Apartment buildings Commercial mixed-use buildings Office Buildings Strip Malls Developers Condominium and co-op associations And other real estate operations Right now we are seeing disruption in … Read More

Cyber Insurance for Small Business Introduction

Welcome to our multi-part video series on cyber insurance for small businesses. My goal is to educate business owners on cyber risk and cyber insurance. What’s driving me is the statistic that less than 30% of business owners in the small and medium-sized market are actually purchasing cyber coverage today. Yet, in the corporate world, it’s … Read More

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