cheap business insurance

How Much Does Workers Compensation Insurance Cost in NY?

The cost of worker’s comp is driven by several factors.  The two biggest factors are the business you’re in and your payrolls.  We’ll discuss this and other rating factors below. To start with, every worker’s compensation policy is based on categorizing your employees into classification codes.  Class codes are a standardized description of job functions … Read More

5 problems with workers compensation

5 Problems with Worker’s Compensation in New York

Right now, the marketplace for worker’s compensation in New York is mostly stable and competitive but some issues do exist. Below are what we see as the Top 5 Problems with Workers Compensation in New York. #1. Healthcare Costs. As an employer, you have seen the cost of your employee benefit costs skyrocket. There are … Read More

Distracted Driving in New York

80% of U.S. Drivers with Cellphones use them while driving! Distracted driving is a problem in America. Almost 400,000 people are injured and almost 3,500 are killed in accidents every year involving distracted driving. I hope that it’s a conversation that is happening at dinner tables with youthful drivers on a repeated basis; but how … Read More

guide to D&O Insurance

Everything You Need To Know About D&O Insurance in NY

D&O Insurance is Personal Net Worth Insurance D&O insurance, or more formally Directors and Officers Liability insurance in NY protects the personal assets of corporate directors, officers, managers, and other decision-makers as well as their spouses. We like to call it Personal Net Worth Insurance because that’s exactly what it does – D&O Insurance protects … Read More

Phishing Attacks – A Cyber Security Guide

Phishing attacks are on the rise, and threaten the cybersecurity of firms large and small. The best defense against any type of cybercrime is education. Understanding the threat and having your employees understand the threat will help lessen the chances that hackers can infiltrate your network. Our guide on phishing attacks will help give you … Read More

Insurance Mapping

Everything you need to know about Workers Comp Rates in New York

Okay, that’s a pretty broad headline, so I’m going to break down some of the major elements of how workers’ compensation rates work in New York so you have a better idea of how it works and what’s critically important for you to know when making a decision on buying insurance. I’m not sure I’ll … Read More

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