• 20
  • Aug2018

Why Aren’t YOU Buying Cyber Insurance?

As an insurance broker, I have often experienced small and medium sized business owners very reluctant to purchase cyber insurance; even though the cyber related risk seems very apparent.  So, I found a recent study published by Chubb Insurance on why decision makers may think cyber protection is unnecessary, interesting. The majority of respondents in this

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  • 22
  • May2018

Anatomy of a Cyber Breach and Cyber Insurance

A recent new story from A.M. Best & Co., the insurance ratings agency, indicated that cyber insurance premiums grew over 32% in 2017, with most of that growth in the large account market – the Fortune 500 world.  The SME (Small and Medium Enterprise) market was barely buying cyber coverage.  Penetration in the SME market was

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  • 06
  • Apr2018

The $11.5 Billion Problem with Ransomware

Ransomware will cost U.S. businesses an estimated $11.5 billion in 2019. Let’s break it down and talk about some of the basics.   First, what is ransomware? Ransomware is a form of malware or malicious code which will infect a user’s computer and encrypt all of the data on that machine and typically on an entire

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  • 06
  • Oct2017

Cyber Threats and Cyber Insurance Protection

The news of cyber related incidents continues to grow every day. At the time of this writing the news of the Equifax breach is about a month old and it’s still in the news every day with new revelations as to the extent of the potential damages. If it’s not Equifax, it’s a big retailer, credit

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