• 10
  • Sep2018

The Seven Deadly Sins of Workers Compensation

Workers compensation is often the biggest insurance pain point for manufacturers in New York.  Rates are high, a company with “average” claims usually will have an elevated experience rating modifier or mod, and there seems to be a perverse element in the workers compensation system that keeps employees out on comp longer than seems necessary. Frustrating

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  • 07
  • May2018

Compassion & Communication – Two Keys to Successful Outcomes in Workers Compensation Claims

There are multiple facets to managing worker injury claims, but one of the most important which is not found in any claim filing instructions are managing expectations through compassionate communications. It may seem odd to think about compassion in a business sense, but take a step back and think of the injured worker for a moment

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  • 06
  • May2018

What is Employer’s Liability

Most employers are familiar with their workers compensation insurance, it is a mandatory form of coverage in New York when you have employees.  But the policy is actually separated into two parts.  Part One covers the statutory obligations and employer has to protect workers when they are injured on the job, and Part Two known as

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  • 09
  • Apr2018

The Dangerous Gap when Excluding Executive Officers from a Workers Comp Policy

[embed]https://youtu.be/F5T3JMQCUZ4[/embed] Hi, I’m Gordon Coyle and today we’re going to talk about The Executive Officer Exclusion in the New York Workers Compensation Policy Okay, that’s a long title, but this is important.  In New York and in most other states employers have the option to exclude themselves from workers compensation.  Typically if your company is a

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  • 04
  • Apr2018

Driving Down the Cost of Workers Comp by Understanding the Valuation Date

[embed]https://youtu.be/R2tlydP9688[/embed] Why the valuation date in your workers comp policy is the most important date of the year. Now you may be saying “valuation date”?  I’ve never heard of that – what is it? Well the valuation date is day that all your workers comp payroll and claims information for the past three years is sent

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