• 06
  • Dec2018

Holiday Party Liability: Keep Your Employees Off The Naughty List

Holiday Party Liability: Keep Your Employees Off The Naughty List
This is a guest post from our good friend Andrew Singer, Co-Managing Partner of Tannenbaum Helpern Syracuse & Hirschritt, LLP, a New York law firm.  Andrew leads the employment practice at the firm and recently released this article that is definitely "share-worthy" at this time of year! ‘Tis the season – that is, Holiday Party Season. 

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  • 03
  • Dec2018

Risk Transfer – A Primer

Risk Transfer – A Primer
Contractual Risk Transfer - A critical risk management strategy for businesses of all sizes. Risk Transfer, or Contractual Risk Transfer not too long ago was solely the domain of contractors and while the construction industry is the heaviest users of risk transfer, I’d like to show businesses of all types and sizes why they need to formalize

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  • 31
  • Oct2018

What is Product Recall Insurance?

What is Product Recall Insurance?
Product Recall Insurance is a special form of insurance, typically purchased by manufacturers and distributors to safeguard against the costs associated with withdrawing a defective, dangerous, or contaminated product from the marketplace.  Coverage is underwritten by a handful of insurers who often provide specialized risk control and consulting services as part of their coverage offering. The

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  • 23
  • Oct2018

Understanding Indirect Loss Costs Leads to an Eight-Fold Improvement in Cost Reduction

Understanding Indirect Loss Costs Leads to an Eight-Fold Improvement in Cost Reduction
  Executive Summary:  In this article we focus on understanding indirect loss costs and how they impact a firm’s bottom line.  Indirect loss costs are well established in the Fortune 500 world, but they don’t get much attention in the middle market, which is a shame.  Indirect costs are just as significant (if not more so)

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  • 17
  • Sep2018

New York Stop Sexual Harassment Act

New York Stop Sexual Harassment Act
Several changes are on the immediate horizon for New York Employers when it comes to sexual harassment training and documentation.  This document New York Fair Employment Laws  will give you a broad overview of the employment issues in New York State and New York City coming up in October. The most notable requirement is that this impacts

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  • 06
  • Sep2018

The Strategic Risk Process

The Strategic Risk Process
How I discovered and codified The Strategic Risk Process. In 2017 I was in the second year of my membership in The Strategic Coach program (an entrepreneurial coaching program) and I was challenged to discover and qualify what my “Unique Ability” was. As Strategic Coach describes it, Unique Ability is a superior skill or talent that

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  • 23
  • Aug2018

Risk Transfer and Indemnity Agreements

Risk Transfer and Indemnity Agreements
In the past we have written about the need for every business, regardless of size, to have a risk transfer plan in place and to be strategic about indemnity agreements.  To understand this a bit further, let’s first define in basic terms what each of these elements of the conversation are. Let’s start with risk transfer. 

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  • 04
  • Apr2018

Contractors Beware of Action Over Liability Exclusions

[embed]https://youtu.be/HLrjhg32auc[/embed] Action Over Liability Exclusions Hi, my name is Gordon Coyle and today we're going to talk about what an action-over claim is or what an action over third-party liability exclusion is in your general liability policy. Action-over issues are misunderstood by a lot of contractors and insurance brokers in New York.   It's a pretty confusing

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  • 04
  • Apr2018

Driving Down the Cost of Workers Comp by Understanding the Valuation Date

[embed]https://youtu.be/R2tlydP9688[/embed] Why the valuation date in your workers comp policy is the most important date of the year. Now you may be saying “valuation date”?  I’ve never heard of that – what is it? Well the valuation date is day that all your workers comp payroll and claims information for the past three years is sent

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